9191 Pampas Ct, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 9191 Pampas Ct, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,842 sqft · built 1994
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Oct 2016)
Tax Bill$2,662 (2025)
Deeds & MortgagesOct 2019 Line of Credit
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN059-00-00-003.15

Property Details

APN / Parcel Number

Primary APN059-00-00-003.15

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,842 sqft Finished Area
Gross Area2,276 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions156 ft deep x 80 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address9191 PAMPAS CT
CityCOVINGTON
StateKY
Zip41015-4215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLOVER MEADOWS SEC 1 LOT 84
Legal SubdivisionCLOVER MEADOWS
Legal Phase1
Legal Lot Number84
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group4
Census Block4007
Census Tract65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9191 PAMPAS CT, COVINGTON, KY 41015-4215
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2019Deed of Trust, Mortgage · Line of Credit
US BK
Apr 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2016 · Amount on Record
Deed SaleOct 5, 2016 · Amount on Record
Prior SaleMar 8, 2016 · Amount on Record
Deed Document Number201610 05 059 00259
Deed Book / Page3832 / 294
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address9191 PAMPAS CT, COVINGTON, KY 41015-4215
Document Number0000000149
Instrument DateOct 16, 2019
Transaction TypeMortgage
Record UpdatedDec 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9191 PAMPAS CT COVINGTON KY 410154215, COVINGTON, KY 41015-4215

Mortgage

Document Number0000000149
DateNov 13, 2019
Book Page0I4360/000011
Instrument149
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 12, 2049
Interest
Rate TypeAdjustable Rate

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address9191 PAMPAS CT, COVINGTON, KY 41015-4215
Document Number0000000031
Book / Page0I3933 / 000014
Instrument DateApr 24, 2017
Transaction TypeMortgage
Record UpdatedMay 18, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9191 PAMPAS CT COVINGTON KY 410154215, COVINGTON, KY 41015-4215

Mortgage

Document Number0000000031
DateMay 2, 2017
Book Page0I3933/000014
Instrument31
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$282,200 (+5.02%) Land $35,000 Building $247,200$282,200 (+5.02%) Land $35,000 Building $247,200
2025$2,662.00 (-7.05%)$268,700 (-) Land $30,000 Building $238,700$268,700 (-) Land $30,000 Building $238,700
2023$2,864.00$268,700 Land $30,000 Building $238,700$268,700 Land $30,000 Building $238,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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