9191 Metcalf Rd, Willoughby, OH 44094 Property Records

Lake County property record for 9191 Metcalf Rd, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	11 bd · 10 ba · 7,875 sqft · built 1929
Lot Size	23 acres (1,001,924 sqft)
Owner	Owner Name on File
Tax Bill	$47,995 (2023)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-A-009-0-00-013-0`

Property Details

APN / Parcel Number

Primary APN	`25-A-009-0-00-013-0`
Alternative APN	`80`

Interior

Bedrooms	11 Beds
Full Baths	10 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	28 Plumbing Fixtures
Total Rooms	19 Rooms
Stories	2 Stories
Building Area	7,875 sqft Living Area
Gross Area	10,980 sqft
1st Floor Area	3,456 sqft
Attic Area	1,170 sqft
Basement Area	1,095 sqft
Unfinished Basement	1,095 sqft
Family Room	Family Room
Fireplaces	6 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Combination
Lot Area	1,001,924 sqft (23 acres)
Garage Area	2,572 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Pool Area	900 sqft
Porch	Open Porch
Porch Area	905 sqft
Patio Area	1,428 sqft
Shed	1 Shed
Shed Area	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	80
Street Address	9191 METCALF RD
City	WILLOUGHBY
State	OH
Zip	44094-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 1 & 40 TRACT 1 & 5
Legal Subdivision	VILLAGE/WAITE HILL 01 & 02
Legal Tract	1,5
Legal Lot Number	1 & 40 42
Jurisdiction	LAKE OH
Township / Civil Division	WAITE HILL
Census Block Group	3
Census Block	3021
Census Tract	206400

Owner

The current owner of 9191 Metcalf Rd acquired it in December 2008.

Source: Lake County records, as of April 25, 2024

Owner of Record	Owner Name on File
Mailing Address	9191 METCALF RD, WILLOUGHBY, OH 44094-9715
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2008
Deed Sale	Dec 18, 2008
Prior Sale	Dec 18, 2008
Deed Document Number	E3809
Record Updated	Jun 7, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	9191 METCALF RD, WILLOUGHBY, OH 44094-9715
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000004
Date	Jan 2, 2026
Instrument	2026R000004

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43234

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	9191 METCALF RD, WILLOUGHBY, OH 44094-9715
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027341
Date	Dec 5, 2025
Instrument	2025R027341

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.1%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Waite Hill Village
Unified School District	Kirtland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$47,995.00 (+72.62%) Homeowner's exemption	$414,220 (-) Land $184,180 Building $230,040
2022	$27,804.00	$414,220 Land $184,180 Building $230,040
2021			$1,183,490 Land $526,220 Building $657,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9191 Metcalf Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9191 Metcalf Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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