9191 Gary Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 9191 Gary Rd, Chesaning, MI 48616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,434 sqft · built 2023
Lot Size	2.94 acres (128,066 sqft)
Owner	2 Individual Names on File
Last Sale	$18,000 (Oct 2022)
Tax Bill	$4,722 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-09-3-03-1001-007`

Property Details

APN / Parcel Number

Primary APN	`13-09-3-03-1001-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,434 sqft Living Area
1st Floor Area	2,030 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	128,066 sqft (2.94 acres)
Garage Area	808 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9191 GARY RD
City	CHESANING
State	MI
Zip	48616-8466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT A PT 769 FT W FROM NE CORN OF SEC TH S 400 FT TH W 348.38 FT TH N 400 FT TH E 348.38 FT TO POB 3.2 ACRES SEC 3 T9N
Legal Range	03E
Legal Township	09N
Legal Section	03
Jurisdiction	SAGINAW MI
Township / Civil Division	CHESANING
Census Block Group	2
Census Block	2000
Census Tract	12700

Owner

9191 Gary Rd is owned and occupied by two individuals who bought it in October 2022.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9191 GARY RD, CHESANING, MI 48616-8466
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit TEAM ONE CU
Oct 13, 2023	Deed of Trust, Mortgage · Line of Credit TEAM ONE CU
Oct 24, 2022	Warranty Deed, Transfer DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY
Apr 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2022 · Amount on File
Deed Sale	Oct 24, 2022 · Amount on File
Prior Sale	Jul 25, 2013 · Amount on File
Deed Document Number	202227770
Prior Transfer Date	Jul 24, 2013
Prior Transfer Doc	0000024907
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	9191 GARY RD, CHESANING, MI 48616-8466
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9191 GARY RD, CHESANING, MI 48616-8466

Mortgage

Document Number	0000028715
Date	Dec 15, 2025
Instrument	2025028715

Lender

Name	TEAM ONE CU
Type	Credit Union
Address	520 HAYDEN ST, SAGINAW, MI 48607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 14, 2045

Interest

Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	9191 GARY RD, CHESANING, MI 48616-8466
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9191 GARY RD, CHESANING, MI 48616-8466

Mortgage

Document Number	0000022690
Date	Oct 13, 2023
Instrument	2023022690

Lender

Name	TEAM ONE CU
Type	Credit Union
Address	SAGINAW, MI 48607

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 24, 2022
Property Address	9191 GARY RD, CHESANING, MI 48616-8466
Document Number	0000027770
Instrument Date	Oct 21, 2022
Instrument	2022027770
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount on Record
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14050 CORUNNA RD, CHESANING, MI 48616-9404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2463 SLOAN RD, BIRCH RUN, MI 48415-8934

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 8, 2020
Property Address	GARY RD, CHESANING, MI 48616
Document Number	0000007373
Instrument Date	Sep 6, 2013
Instrument	7373
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	14050 CORUNNA RD CHESANING MI 486169404, CHESANING, MI 48616-9404

Tax Assessment & Valuation

The 2025 property tax bill for 9191 Gary Rd was $4,722.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Chesaning Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,500	$489,000
2025	$4,722.00
2023		$27,300	$54,600
2022	$238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9191 Gary Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9191 Gary Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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