9191 FM 1650, Gilmer, TX 75645 Property Records

Upshur County property record for 9191 FM 1650, Gilmer, TX 75645

Property Summary

Property Type	Rural Home
Details	3,045 sqft · built 2019
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,665 (2026)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`118U-S02-000-016`

Property Details

APN / Parcel Number

Primary APN	`118U-S02-000-016`
Alternative APN	`4762`

Interior

Full Baths	1 Bath
Building Area	3,045 sqft Living Area
Gross Area	3,159 sqft
1st Floor Area	1,669 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	118U-S02-000-016
Street Address	9191 FM 1650
City	GILMER
State	TX
Zip	75645-8081
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A118 DENSON, JOHN,TRACT 16, 5.0 ACRES & HOUSE
Legal Subdivision	JOHN DENSON SURVEY A-118
Legal Tract	16
Jurisdiction	UPSHUR TX
Township / Civil Division	GLADEWATER
Census Block Group	2
Census Block	2000
Census Tract	950700

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9191 FM 1650, GILMER, TX 75645-8081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	9191 FM 1650, GILMER, TX 75645-8081
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201905067
Date	Aug 6, 2019
Instrument	201905067

Lender

Name	GILMER NATIONAL BANK
Type	Bank
Address	GILMER, TX 75644

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 31, 2022
Change Frequency	3 Years
Min Rate At Change	6.25%
Max Rate At Change	7.25%
Index	3-Year CMT
Max Rate	11.2%

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,665.00 (+71.42%) Homeowner's exemption	$286,320 (+0.4%) Land $55,910 Building $230,410	$286,320 (+0.4%) Land $55,910 Building $230,410
2025	$2,138.00 (-23.31%) Homeowner's exemption Additional exemption filed	$285,180 (+38.57%) Land $52,370 Building $232,810	$285,180 (-0.53%) Land $52,370 Building $232,810
2023		$205,801	$286,690 Land $80,000 Building $206,690
2022	$2,788.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENWOOD WSC serves 3,738 people · EPA ID TX2300005
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20