9191 Estero River Cir, Estero, FL 33928 Property Records

Lee County property record for 9191 Estero River Cir, Estero, FL 33928 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2005
Square Footage4,257 sqft Living Area
Lot Size10,062 sqft (0.231 acres)
OccupancyOwner Occupied
Last Sale$735,000 (2022)
Tax Bill$6,727.00 (2025)

Property Details

APN / Parcel Number

Primary APN34-46-25-E1-12000.0410
Alternative APNs
  • 253446E1120000410
  • 34462512000000410
  • 10485784

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area4,257 sqft Living Area
Gross Area5,465 sqft Gross Area
1st Floor1,745 sqft 1st Floor
Upper Floors1,649 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialConcrete Roof
Lot Area10,062 sqft (0.231 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area897 sqft Garage

Exterior Amenities

Pool Area1 sqft Pool
SprinklersInstalled Lawn/Plantings Watering System Sprinklers
Patio Area610 sqft Patio
Porch Area311 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number10485784
Street Address9191 ESTERO RIVER CIR
CityESTERO
StateFL
Zip33928-4416
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionESTATES AT ESTERO RIVER PB 76 PGS 82-85 LOT 41
Legal Range25E
Legal Township46S
Legal Section34
Legal SubdivisionESTERO RIVER
Legal TractE1
Legal Block1
Legal Lot Number41
JurisdictionLEE FL
Minor Civil DivisionBONITA SPRINGS
Census Blockgroup1
Census Block1006
Census Tract50306

Owner

Source: Lee County records · APN 34-46-25-E1-12000.0410

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9191 ESTERO RIVER CIR, ESTERO, FL 33928-4416
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingRight Of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Deed of Trust, Mortgage · Line of Credit
SUNCOAST CREDIT UNION
May 12, 2026Deed of Trust, Mortgage · Line of Credit
SUNCOAST CREDIT UNION
Jan 23, 2023Deed of Trust, Mortgage · Conventional Mortgage
SUNCOAST CU
Dec 19, 2022Warranty Deed, Transfer · Conventional Mortgage
SUNCOAST CU
May 12, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
FINEMARK NAT'L BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 19, 2022 · Amount on Record
Deed SaleDec 19, 2022 · Amount on Record
Prior SaleMay 12, 2020 · Amount on Record
Deed Doc Number2022384708
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Recording DateJul 22, 2026
Property Address9191 ESTERO RIVER CIR, ESTERO, FL 33928-4416
Document Number0000193795
Instrument DateJul 16, 2026
Instrument2026193795
Transaction TypeMortgage
Record UpdatedJul 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address9191 ESTERO RIVER CIR, ESTERO, FL 33928-4416

Mortgage

Document Number0000193795,
DateJul 22, 2026
Instrument2026193795
Lender
NameSUNCOAST CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.47%
Max Rate-1%

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Recording DateMay 12, 2026
Property Address9191 ESTERO RIVER CIR, ESTERO, FL 33928-4416
Document Number0000126502
Instrument DateMay 06, 2026
Instrument2026126502
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address9191 ESTERO RIVER CIR, ESTERO, FL 33928-4416

Mortgage

Document Number0000126502,
DateMay 12, 2026
Instrument2026126502
Lender
NameSUNCOAST CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address9191 ESTERO RIVER CIR, ESTERO, FL 33928-4416
Transaction TypeMortgage
Record UpdatedAug 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address19599 TESORO WAY, TAMPA, FL 33610

Mortgage

Document Number0000027074
DateJan 23, 2023
Instrument2023000027074
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2053
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateJan 01, 2030
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change6.25%
Index52-Week T-Bill (1-Year)
Max Rate9.75%

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateDec 19, 2022
Property Address9191 ESTERO RIVER CIR, ESTERO, FL 33928-4416
Document Number0000384708
Map ReferenceMB 76 PG 82
Instrument DateDec 16, 2022
Instrument2022000384708
Transaction TypeTransfer
Record UpdatedDec 27, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,145.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9191 ESTERO RIVER CIR, ESTERO, FL 33928-4416

Transferred To (Grantee/Buyer)

NameVerified Name
Address9191 ESTERO RIVER CIR, ESTERO, FL 33928-4416

Mortgage

Document Number0000384709
DateDec 19, 2022
Instrument2022000384709
Lender
NameSUNCOAST CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateJan 01, 2030
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change9.75%
Index52-Week T-Bill (1-Year)
Max Rate9.75%

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMay 12, 2020
Property Address9191 ESTERO RIVER CIR, ESTERO, FL 33928-4416
Document Number0000110102
Instrument DateMay 08, 2020
Instrument110102
Transaction TypeTransfer
Record UpdatedMay 27, 2020
Title CompanyASSURED TITLE, ASSURED TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,304.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address9191 ESTERO RIVER CIR ESTERO FL 339284416, ESTERO, FL 33928-4416

Mortgage

Document Number110103
DateMay 12, 2020
Instrument110103
Lender
NameFINEMARK NAT'L BK&TR
TypeBank
AddressFORT MYERS, FL 33919
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 11, 2050
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,727.00 (-11.21%) Homeowner's exemption$528,727 (-11.15%) Land $139,617 Building $389,110$528,727 (-11.15%) Land $139,617 Building $389,110
2023$7,576.00 (+51.13%) Homeowner's exemption$595,087 (+53.56%) Land $107,069 Building $488,018$595,087 (+7.56%) Land $107,069 Building $488,018
2022$5,013.00 Homeowner's exemption$387,536$553,276 Land $85,356 Building $467,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 7% of the US · above 6% of Florida
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Estero River Cir

Nearby Streets

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