9191 Cullowhee Mountain Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 9191 Cullowhee Mountain Rd, Cullowhee, NC 28723

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 4,059 sqft · built 1994
Lot Size4 acres (174,240 sqft)
Owner2 Individual Names on Record
Last Sale$95,000 (Apr 2005)
Tax Bill$3,533 (2025)
Deeds & MortgagesJul 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN7545-94-4876

Property Details

APN / Parcel Number

Primary APN7545-94-4876
Alternative APN
  • 154297

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area4,059 sqft Heated Area
1st Floor Area2,134 sqft
Upper Floors Area1,925 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialStucco
Roof TypeGable
Roof MaterialAsphalt
Lot Area174,240 sqft (4 acres)
Garage TypeCarport
Garage Area368 sqft
CarportCarport
Carport Area368 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area1,334 sqft
Deck Area232 sqft
Patio Area232 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address9191 CULLOWHEE MOUNTAIN RD
CityCULLOWHEE
StateNC
Zip28723-8604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCULLOWHEE MOUNTAIN RD
JurisdictionJACKSON NC
Township / Civil DivisionMOUNTAIN
Census Block Group5
Census Block5060
Census Tract950600

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address9191 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723-8604
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2005 · Amount on Record
Deed SaleApr 1, 2005 · Amount on Record
Deed Book / Page1491 / 165
Record UpdatedOct 29, 2026

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionJACKSON NC
Property Address9191 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723-8604
Document Number0022431390
Instrument DateJul 3, 2019
Transaction TypeMortgage
Record UpdatedAug 15, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address9191 COLLOWHEE MIN RD CULLOWHEE NC 28723, CULLOWHEE, NC 28723

Mortgage

Document Number0022431390
DateJul 31, 2019
Book Page002243/001390
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueJul 30, 2059
Interest
Rate4.75%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$848,109 (+50.21%) Land $112,210 Building $735,899
2025$3,533.00 (+64.71%)
2023$2,145.00$564,620 Land $105,630 Building $458,990

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims21 (2004–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 13 claims
  • Tropical Storm Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 77% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Frontier
DSL
45 / 3

May also be available: Skyrunner.

Cell Coverage

No cell data coverage reported

Nearby Properties on Cullowhee Mountain Rd

Nearby Streets

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