Indian River County property record for 9190 Spring Time Dr, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,069 sqft · built 2006 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $550,000 (Aug 2020) |
| Tax Bill | $11,919 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 31-39-26-00041-0000-00027.0 |
| Primary APN | 31-39-26-00041-0000-00027.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,069 sqft Living Area |
| Gross Area | 3,552 sqft |
| 1st Floor Area | 3,069 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 145 ft deep x 60 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Driveway | Brick Driveway |
| Driveway Area | 425 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 781 sqft |
| Patio Area | 255 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9190 SPRING TIME DR |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-3155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-6 |
| Legal Description | SEASONS PD LOT 27 PBI 16-68 |
| Legal Range | 39E |
| Legal Township | 31S |
| Legal Section | 26 |
| Legal Subdivision | SEASONS PD |
| Legal Lot Number | 27 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 50506 |
Source: Indian River County records · APN 31-39-26-00041-0000-00027.0
Assessment roll updated December 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2966 SE SANTA ANITA ST, PORT SAINT LUCIE, FL 34952-6007 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jan 23, 2019 | Deed of Trust, Mortgage · ARM MARINE BANK & TRUST CO |
| Aug 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 24, 2020 · Amount on Record |
| Deed Sale | Aug 24, 2020 · Amount on Record |
| Prior Sale | Feb 13, 2006 · Amount on Record |
| Deed Document Number | 202049212 |
| Deed Book / Page | 3331 / 389 |
| Last Transfer Date | Oct 24, 2024 |
| Transfer Doc | 0037321777 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 9190 SPRING TIME DR, VERO BEACH, FL 32963-3155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031782330 |
|---|---|
| Date | Jan 23, 2019 |
| Book Page | 3178/2330 |
| Instrument | 3120190004408 |
| Name | MARINE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | VERO BEACH, FL 32963 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Feb 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7% |
| Index | 1-Year LIBOR |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Aug 24, 2020 |
| Property Address | 9190 SPRING TIME DR, VERO BEACH, FL 32963-3155 |
| Document Number | 0033310389 |
| Book / Page | 3331 / 389 |
| Map Reference | MB 16 PG 68&68A-68D |
| Instrument Date | Aug 12, 2020 |
| Instrument | 3120200049212 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2021 |
| Title Company | OCEANSIDE TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 535 DATE PALM RD, 535, VERO BEACH, FL 32963-1629 |
| Name | Verified Name |
|---|---|
| Address | 9190 SPRING TIME DR, VERO BEACH, FL 32963-3155 |
| Document Number | 3331392 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 3331/392 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,919.00 (+13.89%) | $891,214 (+1%) Land $191,250 Building $699,964 | $891,214 (+1%) Land $191,250 Building $699,964 |
| 2023 | $10,465.00 (+15.33%) | $882,427 (+23.07%) Land $106,250 Building $776,177 | $882,427 (+23.07%) Land $106,250 Building $776,177 |
| 2022 | $9,074.00 | $717,039 Land $106,250 Building $610,789 | $717,039 Land $106,250 Building $610,789 |
Source: FEMA National Flood Hazard Layer as of May 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 313 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 642 units insured incl. 329 condo units |
| Nearby Flood Claims | 13 (1999–2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Listed Area | Within Jungle Trail listed 2003 · 1 contributing resources · NRIS 03000700 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
Based on FCC filings for 251 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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