919 S Main St, Flora, IL 62839 Property Records

Clay County property record for 919 S Main St, Flora, IL 62839

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,976 sqft · built 2007
Lot Size	0.325 acres (14,169 sqft)
Owner	Individual Name on Record
Last Sale	$46,000 (Jan 2019)
Tax Bill	$2,134 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-36-102-072`

Property Details

APN / Parcel Number

Primary APN	`10-36-102-072`

Interior

Full Baths	1 Bath
Units	8 Units
Stories	1 Story
Building Area	1,976 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Mobile Home
Foundation Type	Raised
Lot Area	14,169 sqft (0.325 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	919 S MAIN ST
City	FLORA
State	IL
Zip	62839-1710
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	HIGH SCHOOL ADDN BLOCK 2 LOTS 81 & 82
Legal Subdivision	HIGH SCHOOL ADD
Legal Block	2
Legal Lot Number	81-82
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2098
Census Tract	972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	919 S MAIN ST, FLORA, IL 62839-1710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CLAY CITY BANKING CO
Jan 8, 2019	Warranty Deed, Transfer · Conventional Mortgage CLAY CITY BANKING CO
Aug 29, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2019 · Amount on Record
Deed Sale	Jan 8, 2019 · Amount on Record
Prior Sale	Aug 29, 2018
Deed Document Number	20195801
Prior Transfer Date	Aug 14, 2018
Prior Transfer Doc	000D194954
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	919 S MAIN ST, FLORA, IL 62839-1710
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200710
Date	Dec 23, 2020
Instrument	200710

Lender

Name	CLAY CITY BANKING CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Feb 5, 2026

Interest

Rate Type	Fixed Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Jan 8, 2019
Property Address	919 S MAIN ST, FLORA, IL 62839-1710
Document Number	000D195801
Instrument Date	Dec 11, 2018
Instrument	D195801
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	919 S MAIN ST, FLORA, IL 62839-1710

Mortgage

Document Number	000D195802
Date	Jan 8, 2019
Instrument	D195802

Lender

Name	CLAY CITY BANKING CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 5, 2024

Interest

Rate Type	Fixed Rate

August 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CLAY IL
Recording Date	Aug 29, 2018
Property Address	919 S MAIN ST, FLORA, IL 62839-1710
Document Number	000D194954
Instrument Date	Aug 14, 2018
Instrument	D194954
Transaction Type	Foreclosure
Record Updated	Aug 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 VISION DR, COLUMBUS, OH 43219-6009

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,134.00 (+4.86%)	$27,875 (+32.07%) Land $2,375 Building $25,500	$83,625 (+32.07%) Land $7,125 Building $76,500
2024	$2,035.00 (+1.24%)
2022	$2,010.00 (+53.91%)	$21,106 Land $1,785 Building $19,321	$63,318 Land $5,355 Building $57,963
2021	$1,306.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave.

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