McHenry County property record for 919 Ridgewood Ave, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 2,104 sqft · built 1997 |
| Lot Size | 0.234 acres (10,235 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Sep 2023 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-32-351-029 |
| Primary APN | 10-32-351-029 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,104 sqft Living Area |
| Gross Area | 3,156 sqft |
| 1st Floor Area | 1,052 sqft |
| Basement Area | 1,032 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,235 sqft |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 120 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 919 RIDGEWOOD AVE |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-7519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2021R0006186 LTS 36, 37 & 38 BLK 24 LILYMOOR SUB |
| Legal Range | 09E |
| Legal Township | 45N |
| Legal Section | 32 |
| Legal Subdivision | LILYMOOR |
| Legal Block | 24 |
| Legal Lot Number | 36-38 37 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 870702 |
919 Ridgewood Ave is owned and occupied by an individual who acquired it in February 2021.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 919 RIDGEWOOD AVE, MCHENRY, IL 60051-7519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 6, 2023 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Feb 2, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Apr 8, 1997 · Amount on File |
| Last Transfer Date | Feb 2, 2021 |
| Transfer Doc | 0000006186 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 919 RIDGEWOOD AVE, MCHENRY, IL 60051-7519 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 919 RIDGEWOOD AVE, MCHENRY, IL 60051-7519 |
| Document Number | 0000022147 |
|---|---|
| Date | Sep 6, 2023 |
| Instrument | 2023R0022147 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Feb 2, 2021 |
| Property Address | 919 RIDGEWOOD AVE, MCHENRY, IL 60051-7519 |
| Document Number | 0000006186 |
| Instrument Date | Jan 5, 2021 |
| Instrument | 2021R0006186 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 919 RIDGEWOOD AVE, MCHENRY, IL 60051-7519 |
| Document Number | 0000006187 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 2021R0006187 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 1, 2031 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $74,568 Land $7,461 Building $67,107 | $223,704 Land $22,383 Building $201,321 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 919 Ridgewood Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1986–1996) |
| Most Recent Claim | Jul 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 919 Ridgewood Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKEMOOR serves 2,720 people · EPA ID IL0970270 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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