Franklin County property record for 919 Ranch Ln, Villa Ridge, MO 63089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,748 sqft · built 1998 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $303,800 (Oct 2019) |
| Tax Bill | $3,458 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-1-11.0-0-001-012.000 |
| Primary APN | 18-1-11.0-0-001-012.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,748 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Frame |
| Lot Area | 95,832 sqft (2.2 acres) |
| Patio Area | 240 sqft |
| Gazebo | Gazebo |
| Street Address | 919 RANCH LN |
|---|---|
| City | VILLA RIDGE |
| State | MO |
| Zip | 63089-1405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SD |
| Legal Description | LOT:5 APPLE VALLEY |
| Legal Range | 1E |
| Legal Township | 43N |
| Legal Section | 11 |
| Legal Subdivision | APPLE VALLEY |
| Legal Lot Number | 5 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 800101 |
919 Ranch Ln is owned and occupied by two individuals who bought it in October 2019.
Source: Franklin County records, as of November 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 919 RANCH LN, VILLA RIDGE, MO 63089-1405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2020 | Deed of Trust, Mortgage GUILD MTG |
| Oct 11, 2019 | Warranty Deed, Transfer GUILD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2019 · Amount on File |
| Deed Sale | Oct 11, 2019 · Amount on File |
| Prior Sale | Apr 8, 2009 · Amount on File |
| Deed Document Number | 201913755 |
| Prior Transfer Date | Aug 30, 2010 |
| Prior Transfer Doc | 0000014592 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 919 RANCH LN, VILLA RIDGE, MO 63089-1405 |
| Document Number | 0000013511 |
| Instrument Date | Aug 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 919 RANCH LN VILLA RIDGE MO 630891405, VILLA RIDGE, MO 63089-1405 |
| Document Number | 0000013511 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 13511 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 19, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Oct 11, 2019 |
| Property Address | 919 RANCH LN, VILLA RIDGE, MO 63089-1405 |
| Document Number | 0000013755 |
| Instrument Date | Oct 8, 2019 |
| Instrument | 13755 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2019 |
| Title Company | HILLSBOROUGH TITLE INC, HTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 919 RANCH LN VILLA RIDGE MO 630891405, VILLA RIDGE, MO 63089-1405 |
| Document Number | 13756 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 13756 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 10, 2049 |
The 2025 property tax bill for 919 Ranch Ln was $3,458.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Meramec Valley R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,458.00 | $44,863 | $236,120 Land $44,550 Building $191,570 |
| 2023 | $2,898.00 (+8.91%) | $40,832 | $214,900 Land $44,550 Building $170,350 |
| 2022 | $2,661.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 919 Ranch Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 919 Ranch Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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