919 Oneida St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 919 Oneida St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1909
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on Record
Last Sale	$286,000 (Sep 2023)
Tax Bill	$1,184 (2025)
Deeds & Mortgages	Sep 2022 Sale & Line of Credit Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`8913-24-281-016`

Property Details

APN / Parcel Number

Primary APN	`8913-24-281-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,144 sqft Living Area
1st Floor Area	572 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Shingles
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	919 ONEIDA ST
City	WATERLOO
State	IA
Zip	50703-3355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSE HILL FIRST ADDITION LOT 16 BLK 10
Legal Range	13W
Legal Township	89N
Legal Section	24
Legal Subdivision	ROSE HILL FIRST ADDITION
Legal Block	10
Legal Lot Number	16
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1046
Census Tract	1800

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2343 LOGAN AVE, WATERLOO, IA 50703-1009
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Warranty Deed, Transfer · Line of Credit DENVER SAVINGS BANK
Sep 16, 2022	Quit Claim Deed, Transfer TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2023 · Amount on Record
Deed Sale	Sep 16, 2023 · Amount on Record
Prior Sale	Sep 16, 2022 · Amount on Record
Deed Document Number	20234627
Prior Transfer Date	Aug 31, 2022
Prior Transfer Doc	0000004626
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 16, 2022
Property Address	919 ONEIDA ST, WATERLOO, IA 50703-3355
Document Number	202300004627
Instrument Date	Sep 1, 2022
Instrument	202300004627
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$456.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2343 LOGAN AVE, WATERLOO, IA 50703-1009
Investor	Possibly a Property Investor

Mortgage

Document Number	202300004629
Date	Sep 16, 2022
Instrument	202300004629

Lender

Name	DENVER SAVINGS BANK
Type	Bank
Address	DENVER, IA 50622

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 16, 2022
Property Address	919 ONEIDA ST, WATERLOO, IA 50703-3355
Document Number	202300004626
Instrument Date	Aug 31, 2022
Instrument	202300004626
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2117 FALLS AVE, WATERLOO, IA 50701-2256

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,184.00 (+21.56%)	$58,060 (+29.34%) Land $8,000 Building $50,060	$58,060 (+29.34%) Land $8,000 Building $50,060
2024	$974.00 (-10.64%)
2023		$44,890 (+15.04%) Land $8,000 Building $36,890	$44,890 (+15.04%) Land $8,000 Building $36,890
2022	$1,090.00	$39,020 Land $8,000 Building $31,020
2021			$39,020 Land $8,000 Building $31,020

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, T-Mobile.

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