919 Oak St, Winnetka, IL 60093 Property Records

Cook County property record for 919 Oak St, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,142 sqft · built 1939
Lot Size	0.193 acres (8,415 sqft)
Owner	2 Individual Names on File
Last Sale	$1,555,000 (Oct 2026)
Tax Bill	$20,047 (2024)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-20-210-038`

Property Details

APN / Parcel Number

Primary APN	`05-20-210-038`
Alternative APN	`05-20-210-038-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,142 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1940
Architectural Style	Old Style
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	8,415 sqft (0.193 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	919 OAK ST
City	WINNETKA
State	IL
Zip	60093-2440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(PROVIDENT)(MUTUAL)(ASSOCIATION) SUB OF BLKS7-12 & 28 -33 & 54-59 IN VILLAGE OF WINNETKA IN WH NE SEC 20-42-13
Legal Range	13E
Legal Township	42N
Legal Section	20
Legal Subdivision	PROVIDENT MUTUAL ASSOCIATION
Legal Block	7-12
Legal Lot Number	23
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	5
Census Block	5016
Census Tract	800500

Owner

919 Oak St is owned by two individuals who bought it in October 2026.

Source: Cook County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2242 N SEMINARY AVE, CHICAGO, IL 60614-7606
Owner Type	Individual
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK
Apr 26, 2021	Quit Claim Deed, Transfer · Conventional Mortgage PROPER RATE LLC
Jun 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2026 · Amount on File
Deed Sale	Oct 9, 2026 · Amount on File
Prior Sale	Apr 26, 2021 · Amount on File
Deed Document Number	202610003
Prior Transfer Date	Mar 26, 2021
Prior Transfer Doc	0000018096
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 9, 2026
Property Address	919 OAK ST, WINNETKA, IL 60093-2440
Document Number	0000010003
Instrument Date	Sep 16, 2026
Instrument	202628210003
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235,582.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2242 N SEMINARY AVE, CHICAGO, IL 60614-7606

Mortgage

Document Number	0000010004,
Date	Oct 9, 2026
Instrument	202628210004

Lender

Name	BMO HARRIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Apr 26, 2021
Property Address	919 OAK ST, WINNETKA, IL 60093-2440
Document Number	0011618096
Instrument Date	Mar 26, 2021
Instrument	2111618096
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	919 OAK ST, WINNETKA, IL 60093-2440

Mortgage

Document Number	0011618097
Date	Apr 26, 2021
Instrument	2111618097

Lender

Name	PROPER RATE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	919 OAK ST, WINNETKA, IL 60093-2440
Document Number	1715857060
Instrument Date	Jun 1, 2017
Transaction Type	Mortgage
Record Updated	Jun 23, 2017
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	919 OAK ST WINNETKA IL 600932440, WINNETKA, IL 60093-2440

Mortgage

Document Number	1715857060
Date	Jun 7, 2017
Instrument	15857060

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 6, 2032

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$111,000 Land $27,349 Building $83,651	$1,110,000 Land $273,490 Building $836,510
2024	$20,047.00 (+4.01%)
2023	$19,275.00 (+6.23%)
2022	$18,145.00 (+11.41%) Homeowner's exemption	$83,141 (+25.8%) Land $23,141 Building $60,000	$831,410 (+25.8%) Land $231,410 Building $600,000
2021	$16,287.00 Homeowner's exemption	$66,089 Land $15,147 Building $50,942	$660,890 Land $151,470 Building $509,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 919 Oak St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	14 (1980–2016)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 919 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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