919 O St NE, Brainerd, MN 56401 Property Records

Crow Wing County property record for 919 O St NE, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,472 sqft · built 2003
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Jun 2025)
Tax Bill	$2,398 (2026)
Deeds & Mortgages	Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`092010020050009`

Property Details

APN / Parcel Number

Primary APN	`092010020050009`
Alternative APNs	`41190567` `165675` `185787`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Patio Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Area	576 sqft
Driveway	Driveway

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	185787
Street Address	919 O ST NE
City	BRAINERD
State	MN
Zip	56401-2153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 & 6 BLOCK 2
Legal Range	30W
Legal Township	45N
Legal Section	19
Legal Subdivision	WILLIS ADDITION TO THE CITY OF BRAINERD
Legal Block	2
Legal Lot Number	5,6
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	1
Census Block	1076
Census Tract	951000

Owner

919 O St NE is owned and occupied by two individuals who bought it in June 2025.

Source: Crow Wing County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	919 O ST NE, BRAINERD, MN 56401-2153
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2025 · Amount on File
Deed Sale	Jun 6, 2025 · Amount on File
Prior Sale	Jul 6, 2020 · Amount on File
Deed Document Number	20251010367
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Jun 6, 2025
Property Address	919 O ST NE, BRAINERD, MN 56401-2153
Document Number	0001010367
Instrument Date	May 23, 2025
Instrument	1010367
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	EXECUTIVE TITLE, EXECUTIVE TITLE OF MINNESOTA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$841.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	919 O ST NE, BRAINERD, MN 56401-2153

Mortgage

Document Number	0001010368
Date	Jun 6, 2025
Instrument	1010368

Lender

Name	SERVION INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 919 O St NE was $2,398 with a homeowner's exemption, up 2% from the year before.

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,398.00 (+2.04%) Homeowner's exemption	$274,600 (+11.35%) Land $53,000 Building $221,600	$274,600 (+11.35%) Land $53,000 Building $221,600
2025	$2,350.00 Homeowner's exemption	$246,600 Land $53,400 Building $193,200	$246,600 Land $53,400 Building $193,200
2023	$2,362.00 Homeowner's exemption	$249,800 Land $45,100 Building $204,700	$249,800 Land $45,100 Building $204,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 919 O St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 919 O St NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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