919 Locust St, Reading, PA 19604 Property Records

Berks County property record for 919 Locust St, Reading, PA 19604

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,228 sqft · built 1910
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on File
Last Sale$50,900 (Oct 2018)
Tax Bill$1,112 (2026)
Deeds & MortgagesOct 2018 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5317-46-15-4451

Property Details

APN / Parcel Number

Primary APN5317-46-15-4451
Alternative APNs
  • 13-5317-46-15-4451
  • 13465825
  • 465825

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,228 sqft Living Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialStone
Lot Area2,178 sqft (0.05 acres)
View / LotNeighborhood
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number13465825
Street Address919 LOCUST ST
CityREADING
StatePA
Zip19604-2326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block15
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group2
Census Block2008
Census Tract700

Owner

Source: Berks County records · APN 5317-46-15-4451

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address919 LOCUST ST, READING, PA 19604-2326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
SANTANDER BK NA
Oct 30, 2018Deed, Transfer · Conventional Mortgage
SANTANDER BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 30, 2018 · Amount on Record
Deed SaleOct 30, 2018 · Amount on Record
Prior SaleSep 12, 2016 · Amount on Record
Deed Document Number201837772
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address919 LOCUST ST, READING, PA 19604-2326
Document Number0000037773
Instrument DateOct 26, 2018
Transaction TypeMortgage
Record UpdatedNov 12, 2018
Title CompanySTEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address919 LOCUST ST READING PA 196042326, READING, PA 19604-2326

Mortgage

Document Number0000037773
DateOct 30, 2018
Instrument37773
Lender
NameSANTANDER BK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 29, 2048

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateOct 30, 2018
Property Address919 LOCUST ST, READING, PA 19604-2326
Document Number0000037772
Instrument DateOct 22, 2018
Instrument2018037772
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanySTEWART ABSTRACT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address919 LOCUST ST, READING, PA 19604-2326

Mortgage

Document Number0000037773
DateOct 30, 2018
Instrument2018037773
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

Mortgage

Document Number0000037774
DateOct 30, 2018
Instrument2018037774
Lender
NameNEIGHBORHOOD HOUSING SERVICE
TypeNon-Lending Institution
AddressREADING, PA 19601
Agreement
AmountAmount Recorded
Term181 Months
DueNov 01, 2033

Tax Assessment & Valuation

Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,112.00 (+6.62%) Homeowner's exemption$39,400 (-) Land $14,000 Building $25,400$14,000 (-64.47%) Land $14,000
2024$1,043.00$39,400 Land $14,000 Building $25,400
1994$39,400 Land $14,000 Building $25,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 26, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Greenlight Networks Holding
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Verizon.

Based on FCC filings for 2,116 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Locust St

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