Osceola County property record for 919 Indiana Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,615 sqft · built 1949 |
| Lot Size | 0.154 acres (6,708 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,000 (Jun 2020) |
| Tax Bill | $3,767 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Sep 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0125-0065 |
| Primary APN | 01-26-30-0001-0125-0065 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,615 sqft Living Area |
| 1st Floor Area | 1,615 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,708 sqft (0.154 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Porch | Screened/Unfinished Porch |
| Porch Area | 208 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 919 INDIANA AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | LAMBS RESUB OF BLK 125 PB 1 PG 99 N 40 FT LOTS 6 & 7, ALL OF LOT 8 & 20 FT ALLEY ABUTT SAID LOTS RUNNING E & W & THAT PART 10 FT ALLEY ABUTT LOT ON E LESS N 50 FT LOT 8 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 125 |
| Legal Lot Number | 65 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 43500 |
919 Indiana Ave is owned and occupied by an individual who bought it in June 2020.
Source: Osceola County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 919 INDIANA AVE, SAINT CLOUD, FL 34769-3355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2020 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage ZILLOW HOME LOANS LLC |
| Sep 17, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 17, 2019 | Special Warranty Deed, Transfer ATTORNEY |
| Jul 30, 2019 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2020 · Amount on File |
| Deed Sale | Jun 29, 2020 · Amount on File |
| Prior Sale | Sep 17, 2019 · Amount on File |
| Deed Document Number | 202083733 |
| Deed Book / Page | 5745 / 2592 |
| Prior Transfer Date | Jul 25, 2019 |
| Prior Transfer Doc | 0055641565 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 29, 2020 |
| Property Address | 919 INDIANA AVE, SAINT CLOUD, FL 34769-3355 |
| Document Number | 0057452592 |
| Book / Page | 5745 / 2592 |
| Map Reference | MB 1 PG 99 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 2020083733 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,883.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5155 STARLINE DR, 5155, SAINT CLOUD, FL 34771-9029 |
| Name | Verified Name |
|---|---|
| Address | 919 INDIANA AVE, SAINT CLOUD, FL 34769-3355 |
| Document Number | 57452593 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 5745/2593 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 17, 2019 |
| Property Address | 919 INDIANA AVE, SAINT CLOUD, FL 34769-3355 |
| Document Number | 0055910028 |
| Book / Page | 005591 / 000028 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 120087 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7730 5 UNION PARK AVE E #400 MIDVALE UT 84047, 400, MIDVALE, UT 84047 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 17, 2019 |
| Property Address | 919 INDIANA AVE, SAINT CLOUD, FL 34769-3355 |
| Document Number | 0055910030 |
| Book / Page | 5591 / 0030 |
| Map Reference | MB 1 PG 99 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 2019120088 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $774.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7730 S UNION PARK AVE STE 400, 7730, MIDVALE, UT 84047-5560 |
| Name | Verified Name |
|---|---|
| Address | 5155 STARLINE DR, SAINT CLOUD, FL 34771-9029 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 30, 2019 |
| Property Address | 919 INDIANA AVE, SAINT CLOUD, FL 34769-3355 |
| Document Number | 0055641565 |
| Book / Page | 005564 / 001565 |
| Instrument Date | Jul 2, 2019 |
| Instrument | 97735 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 15, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9990 RICHMOND AVE #400 HOUSTON TX 770424546, 400, HOUSTON, TX 77042-4546 |
The 2025 property tax bill for 919 Indiana Ave was $3,767 with a homeowner's exemption, up 4.3% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,767.00 (+4.35%) Homeowner's exemption | $253,342 | $361,000 Land $46,800 Building $314,200 |
| 2024 | $3,610.00 (+2.64%) | ||
| 2023 | $3,517.00 (+3.59%) Homeowner's exemption | $237,429 (+3%) | $319,600 (+10.17%) Land $34,000 Building $285,600 |
| 2022 | $3,395.00 Homeowner's exemption | $230,514 | $290,100 Land $30,600 Building $259,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 919 Indiana Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1983–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2003 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 919 Indiana Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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