919 Commerce Rd SE, Palm Bay, FL 32909 Property Records

Brevard County property record for 919 Commerce Rd SE, Palm Bay, FL 32909

Property Summary

Property Type	Single Family Home
Details	1,746 sqft · built 1981
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$279,000 (May 2023)
Tax Bill	$3,554 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`29-37-07-GN-500-12`

Property Details

APN / Parcel Number

Primary APN	`29-37-07-GN-500-12`
Alternative APNs	`29-37-07-GN-00500.0-0012.00` `2926937`

Interior

Stories	1 Story
Building Area	1,746 sqft Living Area
Gross Area	1,816 sqft
1st Floor Area	1,746 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,019 sqft (0.23 acres)
Porch	Finished/Open Porch
Porch Area	70 sqft

Location & Zoning

Account Number	2926937
Street Address	919 COMMERCE RD SE
City	PALM BAY
State	FL
Zip	32909-4732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORT MALABAR UNIT 12 LOT 12 BLK 500
Legal Range	37E
Legal Township	29S
Legal Section	07
Legal Subdivision	PORT MALABAR UNIT 12
Legal Block	500
Legal Lot Number	12
Legal Unit	12
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1038
Census Tract	71341

Owner

919 Commerce Rd SE is owned and occupied by two individuals who bought it in May 2023.

Source: Brevard County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	919 COMMERCE RD SE, PALM BAY, FL 32909-4732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Warranty Deed, Transfer · Conventional Mortgage DYBN FINANCIAL CORP
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 3, 2018	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2023 · Amount on File
Deed Sale	May 1, 2023 · Amount on File
Prior Sale	Oct 3, 2018 · Amount on File
Deed Document Number	202387211
Deed Book / Page	9776 / 1031
Prior Transfer Date	Nov 12, 2008
Prior Transfer Doc	0058978698
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 1, 2023
Property Address	919 COMMERCE RD SE, PALM BAY, FL 32909-4732
Document Number	0097761031
Book / Page	9776 / 1031
Map Reference	MB 15 PG 43-53
Instrument Date	May 1, 2023
Instrument	2023087211
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,953.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	641 ACACIA AVE, MELBOURNE VILLAGE, FL 32904-2301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	919 COMMERCE RD SE, PALM BAY, FL 32909-4732

Mortgage

Document Number	0097761033
Date	May 1, 2023
Instrument	9776/1033

Lender

Name	DYBN FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	919 COMMERCE RD SE, PALM BAY, FL 32909-4732
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 ACACIA AVE, MELBOURNE VILLAGE, FL 32904-2301

Mortgage

Document Number	0089260825
Date	Nov 19, 2020
Book Page	8926/825
Instrument	2020259809

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 3, 2018
Property Address	919 COMMERCE RD SE, PALM BAY, FL 32909-4732
Document Number	0082762654
Book / Page	8276 / 2654
Map Reference	MB 15 PG 43-53
Instrument Date	Sep 28, 2018
Instrument	2018221633
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3492 GODS WAY W, 3492, WEST MELBOURNE, FL 32904-8809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 ACACIA AVE, MELBOURNE VILLAGE, FL 32904-2301

Mortgage

Document Number	2018221634
Date	Oct 3, 2018
Instrument	2018221634

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 919 Commerce Rd SE was $3,554.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,310 (+6.78%)	$204,310 (+6.78%)
2025	$3,554.00	$191,340	$191,340
2023	$3,551.00 (+8.26%)	$215,850 (+4.65%) Land $36,000 Building $179,850	$215,850 (+4.65%) Land $36,000 Building $179,850
2022	$3,280.00	$206,250 Land $24,500 Building $181,750	$206,250 Land $24,500 Building $181,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 919 Commerce Rd SE in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 919 Commerce Rd SE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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