919 Clipper Ln, Foster City (San Mateo), CA 94404 Property Records

San Mateo County property record for 919 Clipper Ln, Foster City, CA 94404

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,940 sqft · built 1989
Lot Size	0.119 acres (5,198 sqft)
Owner	2 Trust Names on File
Last Sale	$610,000 (Dec 1996)
Tax Bill	$11,325 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`094-320-140`

Property Details

APN / Parcel Number

Primary APN	`094-320-140`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,940 sqft Living Area
Gross Area	3,370 sqft
1st Floor Area	1,840 sqft
2nd Floor Area	1,100 sqft
Basement Area	430 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Roof Material	Wood Shingle
Lot Area	5,198 sqft (0.119 acres)
Lot Dimensions	6,784 ft deep x 6,784 ft wide
View / Lot	Waterfront
Garage Type	Basement
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	919 CLIPPER LN
City	FOSTER CITY
State	CA
Zip	94404-2682
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100PD
Legal Description	LOT 8 MARTINIQUE COVE RSM 118/36-38
Legal Subdivision	MARTINIQUE COVE
Legal Lot Number	8
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2001
Census Tract	608001

Owner

919 Clipper Ln is owner-occupied and held in a trust since August 2005.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	919 CLIPPER LN, FOSTER CITY, CA 94404-2682
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 1996 · Amount on File
Deed Sale	Dec 31, 1996 · Amount on File
Deed Document Number	1996161574
Last Transfer Date	Aug 9, 2005
Transfer Doc	0000142108
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	919 CLIPPER LN, FOSTER CITY, CA 94404-2682
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020264
Date	Mar 8, 2017
Instrument	2017-020264

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	919 CLIPPER LN, FOSTER CITY, CA 94404-2682
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046487
Date	May 21, 2020
Instrument	2020-046487

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.95%
Index	1-Year LIBOR
Max Rate	7.95%

Tax Assessment & Valuation

The 2025 property tax bill for 919 Clipper Ln was $11,325 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Foster City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,013,358 (+2%) Land $506,679 Building $506,679
2025	$11,325.00 Homeowner's exemption	$993,490 Land $496,745 Building $496,745
2023	$10,934.00 (+1.23%) Homeowner's exemption	$954,912 Land $477,456 Building $477,456	$1,908,900
2022	$10,801.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 919 Clipper Ln in Zone X, where a levee reduces flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 919 Clipper Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ESTERO MUNICIPAL IMPROVEMENT DISTRICT serves 36,556 people · EPA ID CA4110021
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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