Kenton County property record for 919 Borderlands Dr, Erlanger, KY 41018
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,323 sqft · built 2003 |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Jan 2019) |
| Tax Bill | $2,166 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit May 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-00-06-108.02 |
| Primary APN | 031-00-06-108.02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,323 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 0310006108.02 |
|---|---|
| Street Address | 919 BORDERLANDS DR |
| City | ERLANGER |
| State | KY |
| Zip | 41018-3868 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | HURSTBOURNE @ LAKEMONT PHASE VIII UNIT 108B PROVIDENCE CHANGE LANDUSE SEE 031-00-06-108.0 |
| Legal Subdivision | HURSTBOURNE @ LAKEMONT |
| Legal Phase | 8 |
| Legal Lot Number | 108B |
| Legal Unit | 108B |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 63608 |
Source: Kenton County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 919 BORDERLANDS DR, ERLANGER, KY 41018-3868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO |
| May 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BK |
| Jul 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BK |
| Jan 17, 2019 | Grant Deed, Transfer · Conventional Mortgage CENTRAL BK |
| Mar 4, 2017 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2019 · Amount on Record |
| Deed Sale | Jan 17, 2019 · Amount on Record |
| Prior Sale | Jan 17, 2019 · Amount on Record |
| Deed Document Number | 0000000007 |
| Deed Book / Page | 0I4217 / 000018 |
| Last Transfer Date | Apr 21, 2025 |
| Transfer Doc | 0005900001 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 919 BORDERLANDS DR, ERLANGER, KY 41018-3868 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 919 BORDERLANDS DR, ERLANGER, KY 41018-3868 |
| Document Number | 0005900154 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 197/874 |
| Instrument | 21040805900154 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Mar 18, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 919 BORDERLANDS DR, ERLANGER, KY 41018-3868 |
| Document Number | 0000000195 |
| Instrument Date | May 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 919 BORDERLANDS DR ERLANGER KY 410183868, ERLANGER, KY 41018-3868 |
| Document Number | 0000000195 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 000M48/000757 |
| Instrument | 195 |
| Name | CENTRAL BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 919 BORDERLANDS DR, ERLANGER, KY 41018-3868 |
| Document Number | 0000000179 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 919 BORDERLANDS DR ERLANGER KY 410183868, ERLANGER, KY 41018-3868 |
| Document Number | 0000000179 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 0I4302/000283 |
| Instrument | 179 |
| Name | CENTRAL BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 17, 2019 |
| Property Address | 919 BORDERLANDS DR, ERLANGER, KY 41018-3868 |
| Document Number | 0000000007 |
| Book / Page | 0I4217 / 000018 |
| Instrument Date | Jan 15, 2019 |
| Instrument | 7 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 919 BORDERLANDS DR ERLANGER KY 410183868, ERLANGER, KY 41018-3868 |
| Document Number | 8 |
|---|---|
| Date | Jan 17, 2019 |
| Book Page | 0I4217/000022 |
| Instrument | 8 |
| Name | CENTRAL BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 919 BORDERLANDS DR, ERLANGER, KY 41018-3868 |
| Document Number | 0000000197 |
| Instrument Date | Mar 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 919 BORDERLANDS DR ERLANGER KY 410183868, ERLANGER, KY 41018-3868 |
| Document Number | 0000000197 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 0I3909/000153 |
| Instrument | 197 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,166.00 (-8.18%) Homeowner's exemption | $267,700 (-) Building $267,700 | $267,700 (-) Building $267,700 |
| 2023 | $2,359.00 Homeowner's exemption | $267,700 Land $15,000 Building $252,700 | $267,700 Land $15,000 Building $252,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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