9187 Muckwa Lake Rd, Embarrass, MN 55732 Property Records

St. Louis County property record for 9187 Muckwa Lake Rd, Embarrass, MN 55732

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 416 sqft · built 2012
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on Record
Last Sale	$46,000 (Apr 2010)
Tax Bill	$1,462 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`625-0010-01040`

Property Details

APN / Parcel Number

Primary APN	`625-0010-01040`
Alternative APN	`899149`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	416 sqft Gross Area
1st Floor Area	384 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	1,742,400 sqft (40 acres)

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Cabin	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	899149
Street Address	9187 MUCKWA LAKE RD
City	BABBITT
State	MN
Zip	55706-5000
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	FAM
Legal Description	SW1/4 OF SE1/4 SERIAL #
Legal Range	13W
Legal Township	61N
Legal Section	07
Jurisdiction	ST LOUIS MN
Township / Civil Division	BIRCH LAKE
Census Block Group	2
Census Block	2103
Census Tract	15401

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3281 KRAFT CIR N, LAKE ELMO, MN 55042-9720
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage NORTHVIEW BANK
Oct 11, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2010 · Amount on Record
Deed Sale	Apr 22, 2010 · Amount on Record
Deed Document Number	20101133198
Prior Transfer Date	Jan 19, 2007
Prior Transfer Doc	0001042966
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	9187 MUCKWA LAKE RD, EMBARRASS, MN 55732
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001426790
Date	Oct 8, 2021
Instrument	1426790

Lender

Name	NORTHVIEW BANK
Type	Bank
Address	GRAND RAPIDS, MN 55744

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 30, 2036

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 11, 2018
Property Address	9187 MUCKWA LAKE RD, EMBARRASS, MN 55732
Document Number	00A1342436
Instrument Date	Oct 2, 2018
Instrument	A1342436
Transaction Type	Transfer
Record Updated	Oct 26, 2018

Transaction

Amount	Amount Recorded
Tax	$151.80
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3281 KRAFT CIR N LAKE ELMO MN 550429720, LAKE ELMO, MN 55042-9720

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,462.00 (+7.5%)
2025	$1,360.00 (+24.54%)	$141,000 (+4.83%) Land $89,900 Building $51,100	$141,000 (+4.83%) Land $89,900 Building $51,100
2024	$1,092.00	$134,500 (+37.81%) Land $85,800 Building $48,700	$134,500 (+37.81%) Land $85,800 Building $48,700
2022		$97,600 Land $62,200 Building $35,400	$97,600 Land $62,200 Building $35,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 81% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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