9185 E Park Ave, Effingham, IL 62401 Property Records

Effingham County property record for 9185 E Park Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	768 sqft · built 1997
Lot Size	2.52 acres (109,771 sqft)
Owner	Individual Name on Record
Last Sale	$159,500 (Apr 2017)
Tax Bill	$2,524 (2022)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-07-022-029`

Property Details

APN / Parcel Number

Primary APN	`11-07-022-029`

Interior

Stories	2 Stories
Building Area	768 sqft Base Area

Exterior

Year Built	Built 1997
Construction Type	Frame
Lot Area	109,771 sqft (2.52 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9185 E PARK AVE
City	EFFINGHAM
State	IL
Zip	62401-7716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BRAKE LEA SUB 3294/166 2992/179 475/168
Legal Subdivision	BRAKE LEA SUBDIVISION
Legal Lot Number	3
Jurisdiction	EFFINGHAM IL
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3080
Census Tract	950200

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9185 E PARK AVE, EFFINGHAM, IL 62401-7716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK
Apr 21, 2017	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2017 · Amount on Record
Deed Sale	Apr 21, 2017 · Amount on Record
Prior Sale	Oct 30, 2013 · Amount on Record
Deed Document Number	201701701762
Deed Book / Page	3294 / 166
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	9185 E PARK AVE, EFFINGHAM, IL 62401-7716
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3656/112
Date	Feb 9, 2021
Book Page	3656/112
Instrument	202121000635

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 21, 2017
Property Address	9185 E PARK AVE, EFFINGHAM, IL 62401-7716
Document Number	3294/166
Book / Page	3294 / 166
Map Reference	MB 9 PG 40
Instrument Date	Apr 18, 2017
Instrument	201701701762
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9185 E PARK AVE, EFFINGHAM, IL 62401-7716
Investor	Possibly a Property Investor

Mortgage

Document Number	201701701763
Date	Apr 21, 2017
Instrument	201701701763

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate	4%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$2,524.00 Homeowner's exemption	$60,330 Land $10,200 Building $50,130	$180,990 Land $30,600 Building $150,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Wisper ISP.

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