9185 Cherry Ln, La Plata, MD 20646 Property Records

Charles County property record for 9185 Cherry Ln, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,378 sqft · built 2000
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$351,500 (Sep 2007)
Tax Bill	$11,282 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-019228`

Property Details

APN / Parcel Number

Primary APN	`01-019228`
Alternative APNs	`1019228` `019228`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,378 sqft Living Area
Gross Area	1,704 sqft
1st Floor Area	1,001 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	217,800 sqft
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	326 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	019228
Street Address	9185 CHERRY LN
City	LA PLATA
State	MD
Zip	20646-4954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	5 AC S SI CHERRY LANE
Legal Subdivision	TOWN OF LA PLATA
Legal Block	2
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	2
Census Block	2011
Census Tract	851100

Owner

9185 Cherry Ln is owned and occupied by an individual who bought it in September 2007.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	9185 CHERRY LN, LA PLATA, MD 20646-4954
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2007 · Amount on File
Deed Sale	Sep 7, 2007 · Amount on File
Prior Sale	May 5, 1998 · Amount on File
Deed Document Number	200734607
Deed Book / Page	6443 / 202
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	9185 CHERRY LN, LA PLATA, MD 20646-4954
Transaction Type	Mortgage
Record Updated	Dec 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9185 CHERRY LN, LA PLATA, MD 20646-4954

Mortgage

Document Number	0127800317
Date	Nov 29, 2022
Book Page	12780/317

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Dec 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	9185 CHERRY LN, LA PLATA, MD 20646-4954
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9185 CHERRY LN, LA PLATA, MD 20646-4954

Mortgage

Document Number	0124620215
Date	Mar 22, 2022
Book Page	12462/215

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 9185 Cherry Ln was $11,282 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,700 Land $155,000 Building $225,700	$380,700 Land $155,000 Building $225,700
2025	$11,282.00
2023	$4,789.00 Homeowner's exemption	$334,500 Land $155,000 Building $179,500	$334,500 Land $155,000 Building $179,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9185 Cherry Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9185 Cherry Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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