9185 Camargo Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 9185 Camargo Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	6.5 ba · 8,380 sqft · built 1989
Lot Size	3.48 acres (151,785 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (Nov 2019)
Tax Bill	$22,829 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2018 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`629-0240-0054-00`

Property Details

APN / Parcel Number

Primary APN	`629-0240-0054-00`

Interior

Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	8,380 sqft Living Area
Gross Area	9,936 sqft
1st Floor Area	3,458 sqft
2nd Floor Area	1,990 sqft
Upper Floors Area	1,990 sqft
Basement Area	3,458 sqft
Finished Basement	2,932 sqft
Unfinished Basement	526 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	151,785 sqft (3.48 acres)
Garage Type	Attached
Garage Area	1,030 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	9185 CAMARGO RD
City	CINCINNATI
State	OH
Zip	45243-1546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SS CAMARGO RD3.4845 ACS S26 T5 R1
Legal Subdivision	CAMARGO CREEK
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	2
Census Block	2002
Census Tract	24402

Owner

9185 Camargo Rd is owned and occupied by two individuals who bought it in November 2019.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9185 CAMARGO RD, CINCINNATI, OH 45243-1546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 22, 2018	Deed of Trust, Mortgage · ARM UNION SAVINGS BANK
Jan 22, 2018	Deed of Trust, Mortgage · ARM UNION SAVINGS BANK
Nov 21, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Jan 9, 2017	Quit Claim Deed, Transfer MERGE ESCROW LLC, ATTORNEY ONLY
Jan 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 9, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Jan 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2019 · Amount on File
Deed Sale	Nov 21, 2019 · Amount on File
Deed Document Number	2019103084
Deed Book / Page	14049 / 1341
Prior Transfer Date	Nov 18, 2005
Prior Transfer Doc	0000211954
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9185 CAMARGO RD, CINCINNATI, OH 45243-1546
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	NORWEST TITLE, NORTHWEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025675
Date	Mar 1, 2021
Book Page	14364/2958
Instrument	2021-0025675

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9185 CAMARGO RD, CINCINNATI, OH 45243-1546
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006227
Date	Jan 22, 2018
Instrument	18-0006227

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9185 CAMARGO RD, CINCINNATI, OH 45243-1546
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006228
Date	Jan 22, 2018
Instrument	18-0006228

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2023
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	9%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 21, 2019
Property Address	9185 CAMARGO RD, CINCINNATI, OH 45243-1546
Document Number	0000103084
Book / Page	14049 / 01341
Map Reference	MB 264 PG 42
Instrument Date	Nov 16, 2019
Instrument	2019-0103084
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9185 CAMARGO RD, CINCINNATI, OH 45243-1546

Mortgage

Document Number	0000103085
Date	Nov 21, 2019
Instrument	2019-0103085

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 9, 2017
Property Address	9185 CAMARGO RD, CINCINNATI, OH 45243-1546
Document Number	0000002377
Instrument Date	Dec 27, 2016
Instrument	2377
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	MERGE ESCROW LLC, ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9185 CAMARGO RD CINCINNATI OH 452431546, CINCINNATI, OH 45243-1546

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 6, 2017
Property Address	9185 CAMARGO RD, CINCINNATI, OH 45243-1546
Document Number	0000001726
Book / Page	013328 / 000557
Instrument Date	Dec 27, 2016
Instrument	1726
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9185 CAMARGO RD CINCINNATI OH 452431546, CINCINNATI, OH 45243-1546

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 9, 2017
Property Address	9185 CAMARGO RD, CINCINNATI, OH 45243-1546
Document Number	0000002378
Book / Page	013329 / 001740
Instrument Date	Dec 27, 2016
Instrument	2378
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6525 DRAKE RD CINCINNATI OH 452432705, CINCINNATI, OH 45243-2705

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 9, 2017
Property Address	9185 CAMARGO RD, CINCINNATI, OH 45243-1546
Document Number	0000002379
Book / Page	013329 / 001743
Instrument Date	Jan 3, 2016
Instrument	2379
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6525 DRAKE RD CINCINNATI OH 452432705, CINCINNATI, OH 45243-2705

Tax Assessment & Valuation

The 2025 property tax bill for 9185 Camargo Rd was $22,829, up 2.2% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,829.00 (+2.17%)	$623,508 (-) Land $288,715 Building $334,793	$1,781,450 Land $824,900 Building $956,550
2024	$22,344.00 (-0.08%)	$623,508 (-) Land $288,715 Building $334,793
2023	$22,361.00 (+58.2%)	$623,508 (+92.59%) Land $288,715 Building $334,793	$1,781,450 Land $824,900 Building $956,550
2022	$14,135.00 Homeowner's exemption	$323,750 Land $201,684 Building $122,066
2020			$925,000 Land $576,240 Building $348,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9185 Camargo Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9185 Camargo Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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