9183 Bay Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 9183 Bay Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 1989
Lot Size	0.381 acres (16,609 sqft)
Owner	Individual Name on Record
Last Sale	$91,000 (Dec 2017)
Tax Bill	$1,721 (2025)
Deeds & Mortgages	Dec 2023 Transfer Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5250-1724-0050`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5250-1724-0050`
Alternative APNs	`00441267` `441267`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
Gross Area	2,102 sqft
1st Floor Area	1,272 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1997
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,609 sqft (0.381 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	610 sqft
Patio Area	180 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00441267
Street Address	9183 BAY DR
City	SPRING HILL
State	FL
Zip	34608-3809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 25 BLK 1724 LOT 5 OR 925 PG 1741
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 25
Legal Block	1724
Legal Lot Number	5
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2028
Census Tract	41103

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9183 BAY DR, SPRING HILL, FL 34608-3809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Intrafamily Transfer, Transfer
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Dec 13, 2017	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2017 · Amount on Record
Deed Sale	Dec 13, 2017 · Amount on Record
Prior Sale	Feb 9, 2015 · Amount on Record
Deed Document Number	201770212
Deed Book / Page	3534 / 866
Last Transfer Date	Dec 11, 2023
Transfer Doc	0043751670
Record Updated	Jun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Dec 20, 2023
Property Address	9183 BAY DR, SPRING HILL, FL 34608-3809
Document Number	0043751670
Book / Page	4375 / 1670
Instrument Date	Dec 11, 2023
Instrument	2023080058
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9183 BAY DR, SPRING HILL, FL 34608-3809

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	9183 BAY DR, SPRING HILL, FL 34608-3809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9183 BAY DR, SPRING HILL, FL 34608-3809

Mortgage

Document Number	0038790285
Date	Aug 24, 2020
Book Page	3879/285
Instrument	2020051580

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 13, 2017
Property Address	9183 BAY DR, SPRING HILL, FL 34608-3809
Document Number	0035340866
Book / Page	3534 / 0866
Map Reference	MB10 PG61-76
Instrument Date	Dec 7, 2017
Instrument	2017070212
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	SOUTHEAST TITLE OF THE SUNCO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10118 BREEZY PINES CT, 10118, WEEKI WACHEE, FL 34613-6528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9183 BAY DR, SPRING HILL, FL 34608-3809

Mortgage

Document Number	2017070213
Date	Dec 13, 2017
Instrument	2017070213

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,721.00 (+72.62%)	$111,530 (+5.99%)	$225,582 (+6.21%) Land $50,657 Building $174,925
2023		$105,230 (+3%) Land $105,230
2022	$997.00 Homeowner's exemption	$102,165	$212,395 Land $41,523 Building $170,872

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications.

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