9182 Ambercreek Dr, Cincinnati, OH 45237 Property Records

Hamilton County property record for 9182 Ambercreek Dr, Cincinnati, OH 45237

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 6,194 sqft · built 2003
Lot Size	1.05 acres (45,782 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Jun 2015)
Tax Bill	$20,802 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`526-0110-0197-00`

Property Details

APN / Parcel Number

Primary APN	`526-0110-0197-00`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	6,194 sqft Living Area
Gross Area	9,002 sqft
1st Floor Area	3,543 sqft
2nd Floor Area	1,051 sqft
Basement Area	3,494 sqft
Finished Basement	1,600 sqft
Unfinished Basement	1,894 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	45,782 sqft (1.05 acres)
Garage Type	Attached
Garage Area	914 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	210 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	9182 AMBERCREEK DR
City	CINCINNATI
State	OH
Zip	45237-1739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMBERCREEK DR 1.0513 ACSLOT 34 ROLLMAN RESERVE SUB PH 2
Legal Subdivision	ROLLMAN RESERVE SUB PH 2
Legal Lot Number	34
Jurisdiction	HAMILTON OH
Township / Civil Division	AMBERLEY
Census Block Group	1
Census Block	1011
Census Tract	23300

Owner

9182 Ambercreek Dr is owned and occupied by two individuals who bought it in June 2015.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9182 AMBERCREEK DR, CINCINNATI, OH 45237-1739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2015 · Amount on File
Deed Sale	Jun 2, 2015 · Amount on File
Prior Sale	Oct 10, 2002 · Amount on File
Deed Document Number	201556333
Deed Book / Page	12908 / 2247
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9182 AMBERCREEK DR, CINCINNATI, OH 45237-1739
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9182 AMBERCREEK DR, CINCINNATI, OH 45237-1739

Mortgage

Document Number	0000053390
Date	Apr 29, 2021
Book Page	14407/411
Instrument	2021-0053390

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 13, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9182 Ambercreek Dr was $20,802, up 3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Amberley Village
County	Hamilton County
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,802.00 (+3.03%)	$344,421 (-) Land $66,409 Building $278,012	$984,060 Land $189,740 Building $794,320
2024	$20,190.00 (-2.12%)	$344,421 (-) Land $66,409 Building $278,012
2023	$20,628.00 (+9.63%)	$344,421 (+26.5%) Land $66,409 Building $278,012	$984,060 Land $189,740 Building $794,320
2022	$18,816.00 Homeowner's exemption	$272,266 Land $68,401 Building $203,865
2020			$777,900 Land $195,430 Building $582,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9182 Ambercreek Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1979–2014)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9182 Ambercreek Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20