9181 Palomar Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 9181 Palomar Ave, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,025 sqft · built 1986
Lot Size	1.21 acres (53,143 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,040 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`030-051-036`

Property Details

APN / Parcel Number

Primary APN	`030-051-036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,025 sqft Living Area
1st Floor Area	2,025 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Lot Area	53,143 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9181 PALOMAR AVE
City	ATASCADERO
State	CA
Zip	93422-5275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFY
Legal Description	CY ATAS BL MC LT 111
Legal Subdivision	ATASCADERO
Legal Block	1
Legal Lot Number	111
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1006
Census Tract	12503

Owner

9181 Palomar Ave is owner-occupied and held in a trust since August 2024.

Source: San Luis Obispo County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	9181 PALOMAR AVE, ATASCADERO, CA 93422-5275
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Line of Credit SESLOC FCU
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage KD CAPITAL MORTGAGE CORPORATION
May 25, 2018	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
Jun 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage KD CAPITAL MORTGAGE CORPORATION
Jun 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage KD CAPITAL MORTGAGE CORPORATION KD CAPITAL MORTGAGE CORPORATION
Mar 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 1, 2024
Transfer Doc	0000021672
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	9181 PALOMAR AVE, ATASCADERO, CA 93422-5275
Transaction Type	Mortgage
Record Updated	Apr 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9181 PALOMAR AVE, ATASCADERO, CA 93422-5275

Mortgage

Document Number	0000013360
Date	Mar 25, 2022
Instrument	2022013360

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	9181 PALOMAR AVE, ATASCADERO, CA 93422-5275
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9181 PALOMAR AVE, ATASCADERO, CA 93422-5275

Mortgage

Document Number	0000009064
Date	Feb 5, 2021
Instrument	2021009064

Lender

Name	KD CAPITAL MORTGAGE CORPORATION
Type	Mortgage Company
Address	PASO ROBLES, CA 93446

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	9181 PALOMAR AVE, ATASCADERO, CA 93422-5275
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021501
Date	May 25, 2018
Instrument	2018021501

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	ARLEY, AL 35541

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	9181 PALOMAR AVE, ATASCADERO, CA 93422-5275
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023960
Date	Jun 21, 2019
Instrument	2019023960

Lender

Name	KD CAPITAL MORTGAGE CORPORATION
Type	Mortgage Company
Address	PASO ROBLES, CA 93446

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	9181 PALOMAR AVE, ATASCADERO, CA 93422-5275
Document Number	0000026442
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9181 PALOMAR AVE ATASCADERO CA 934225275, ATASCADERO, CA 93422-5275

Mortgage

Document Number	0000026442
Date	Jun 16, 2017
Instrument	26442

Lender

Name	KD CAPITAL MORTGAGE CORPORATION KD CAPITAL MORTGAGE CORPORATION
Type	Bank
Address	PASO ROBLES, CA 93446

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 21, 2017
Property Address	9181 PALOMAR AVE, ATASCADERO, CA 93422-5275
Document Number	0000012467
Instrument Date	Mar 10, 2017
Instrument	12467
Transaction Type	Transfer
Record Updated	Mar 31, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9181 PALOMAR AVE ATASCADERO CA 934225275, ATASCADERO, CA 93422-5275

Tax Assessment & Valuation

The 2025 property tax bill for 9181 Palomar Ave was $4,040 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$367,981 (+2%) Land $80,578 Building $287,403
2025	$4,040.00 Homeowner's exemption	$360,767 Land $78,999 Building $281,768
2023	$3,849.00 (+1.29%) Homeowner's exemption	$346,760 Land $75,932 Building $270,828
2022	$3,800.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9181 Palomar Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9181 Palomar Ave is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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