9180 Black River Ave, Onaway, MI 49765 Property Records

Cheboygan County property record for 9180 Black River Ave, Onaway, MI 49765

Property Summary

Property Type	Single Family Home
Lot Size	10.1 acres (439,956 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Sep 2024)
Tax Bill	$2,261 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`231-022-100-005-01`

Property Details

APN / Parcel Number

Primary APN	`231-022-100-005-01`

Exterior

Lot Area	439,956 sqft (10.1 acres)

Location & Zoning

Street Address	9180 BLACK RIVER AVE
City	ONAWAY
State	MI
Zip	49765-8515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 10.1 ACRES OF S1/2 OF NE1/4 OF NW1/4, SEC 22, T34N,RIE. 624/794;1310/558;1341/614;1539/113;1539/115
Legal Range	01E
Legal Township	034
Legal Section	15
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	FOREST
Census Block Group	2
Census Block	2099
Census Tract	960700

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	709 JACKSON ST, PETOSKEY, MI 49770-2257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Mar 10, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Sep 6, 2017	Warranty Deed, Transfer MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2024 · Amount on Record
Deed Sale	Sep 23, 2024 · Amount on Record
Prior Sale	Sep 6, 2017 · Amount on Record
Deed Book / Page	1539 / 115
Prior Transfer Date	Aug 29, 2024
Prior Transfer Doc	001539/113
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	9180 BLACK RIVER AVE, ONAWAY, MI 49765-8515
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9180 BLACK RIVER AVE, ONAWAY, MI 49765-8515

Mortgage

Document Number	0000001577/0000000457
Date	Mar 10, 2026
Book Page	0000001577/0000000457

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	9180 BLACK RIVER AVE, ONAWAY, MI 49765-8515
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9180 BLACK RIVER AVE, ONAWAY, MI 49765-8515

Mortgage

Document Number	0000001577/0000000457
Date	Mar 10, 2026
Book Page	0000001577/0000000457

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Sep 6, 2017
Property Address	9180 BLACK RIVER AVE, ONAWAY, MI 49765-8515
Document Number	1341/0614
Book / Page	1341 / 0614
Instrument Date	Aug 30, 2017
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9180 BLACK RIVER AVE, 9180, ONAWAY, MI 49765-8515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7906 TUCKER RD, ONAWAY, MI 49765-8760

Mortgage

Document Number	1341/0616
Date	Sep 6, 2017
Book Page	1341/0616

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Forest Township
Unified School District	Onaway Area Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,600 (-4.46%)	$231,200 (-4.46%)
2025	$2,261.00 (+103.88%) Homeowner's exemption	$121,000 (+64.85%)	$242,000 (+64.85%)
2024	$1,109.00 (+6.02%)
2023		$73,400	$146,800
2022	$1,046.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Black River Ave

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