918 Winchester Ave, Middlesboro, KY 40965 Property Records

Bell County property record for 918 Winchester Ave, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,025 sqft
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on File
Tax Bill	$836 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2022 Sale
Flood Zone	Zone X (moderate risk)
APN	`069-24-17-009.00`

Property Details

APN / Parcel Number

Primary APN	`069-24-17-009.00`
Alternative APNs	`6203` `548`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,025 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Masonite
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Gas

Location & Zoning

Account Number	6203
Street Address	918 WINCHESTER AVE
City	MIDDLESBORO
State	KY
Zip	40965-1548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE 102 (LOTS 25-26)
Legal Lot Number	25-26
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	3
Census Block	3026
Census Tract	960600

Owner

918 Winchester Ave is owned by a company that acquired it in May 2022.

Source: Bell County records, as of December 15, 2025

Owner of Record	Company Name on File
Mailing Address	108 HERBERT MIDDLETON LOOP, MIDDLESBORO, KY 40965-8422
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed, Transfer HEARTHSIDE BANK CORP
May 20, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2022
Deed Sale	May 20, 2022
Deed Document Number	191595
Deed Book / Page	D396 / 478
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	May 20, 2022
Property Address	918 WINCHESTER AVE, MIDDLESBORO, KY 40965-1548
Document Number	00D396/478
Book / Page	D396 / 478
Instrument Date	May 5, 2022
Instrument	191595
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 HERBERT MIDDLETON LOOP, MIDDLESBORO, KY 40965-8422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 HERBERT MIDDLETON LOOP, MIDDLESBORO, KY 40965-8422

Mortgage

Document Number	0000191596
Date	May 20, 2022
Instrument	191596

Lender

Name	HEARTHSIDE BANK CORP
Type	Bank

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 5, 2037

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	May 20, 2022
Property Address	918 WINCHESTER AVE, MIDDLESBORO, KY 40965-1548
Document Number	00D396/475
Book / Page	D396 / 475
Instrument Date	May 5, 2022
Instrument	191594
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$78.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	239 GLENSTONE CIR, HARROGATE, TN 37752-3740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 HERBERT MIDDLETON LOOP, MIDDLESBORO, KY 40965-8422

Tax Assessment & Valuation

The 2025 property tax bill for 918 Winchester Ave was $836.

Source: Bell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$836.00	$78,000 Land $78,000	$78,000 Land $78,000
2023	$816.00	$78,000	$78,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 918 Winchester Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	17 (1983–2025)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2011 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 918 Winchester Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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