918 Virginia Ln, Covington, KY 41016 Property Records

Kenton County property record for 918 Virginia Ln, Covington, KY 41016

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,475 sqft · built 1989
Lot Size	0.034 acres (1,475 sqft)
Owner	Individual Name on Record
Last Sale	$219,900 (Oct 2020)
Tax Bill	$2,913 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`840-32-00-024.00`

Property Details

APN / Parcel Number

Primary APN	`840-32-00-024.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,475 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Foundation Type	Concrete
Lot Area	1,475 sqft (0.034 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	918 VIRGINIA LN
City	COVINGTON
State	KY
Zip	41016-1600
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HILLSIDE CONDOS LOT 2 UNIT H404 1475 SF
Legal Subdivision	HILLSIDE CONDOMINIUMS
Legal Phase	2
Legal Lot Number	H404
Legal Unit	H
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4000
Census Tract	63800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	918 VIRGINIA LN, COVINGTON, KY 41016-1600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Warranty Deed, Transfer · Conventional with PMI LEONARD G ROWEKAMP
Sep 27, 2017	Warranty Deed, Transfer · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	Sep 27, 2017 · Amount on Record
Deed Document Number	20205900265
Deed Book / Page	46 / 821
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 1, 2020
Property Address	918 VIRGINIA LN, COVINGTON, KY 41016-1600
Document Number	0000000265
Book / Page	000046 / 000821
Instrument Date	Sep 28, 2020
Instrument	265
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 VIRGINIA LN COVINGTON KY 410161600, COVINGTON, KY 41016-1600

Mortgage

Document Number	184
Date	Oct 1, 2020
Book Page	00M117/000930
Instrument	184

Lender

Name	LEONARD G ROWEKAMP
Address	1166 BRECKINRIDGE RD, PARK HILLS, KY 41011-1905

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 27, 2017
Property Address	918 VIRGINIA LN, COVINGTON, KY 41016-1600
Document Number	0000000118
Book / Page	0C6256 / 000290
Instrument Date	Aug 29, 2017
Instrument	118
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 VIRGINIA LN COVINGTON KY 410161600, COVINGTON, KY 41016-1600

Mortgage

Document Number	119
Date	Sep 27, 2017
Book Page	0C6256/000293
Instrument	119

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,900 (-) Building $219,900	$219,900 (-) Building $219,900
2025	$2,913.00 (-0.55%)	$219,900 (-) Building $219,900	$219,900 (-) Building $219,900
2023	$2,929.00	$219,900 Building $219,900	$219,900 Building $219,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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