918 Terraza Mar, San Marcos, CA 92078 Property Records

San Diego County property record for 918 Terraza Mar, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,468 sqft · built 2012
Lot Size	0.133 acres (5,788 sqft)
Owner	Individual Name on File
Last Sale	$905,000 (Apr 2018)
Tax Bill	$12,342 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2026 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`679-310-09-00`

Property Details

APN / Parcel Number

Primary APN	`679-310-09-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,468 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	5,788 sqft (0.133 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	918 TERRAZA MAR
City	SAN MARCOS
State	CA
Zip	92078-2826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 9 TR 015872
Legal Subdivision	SAN MARCOS ESTATES
Legal Tract	015872
Legal Block	2
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	20043

Owner

918 Terraza Mar is owned and occupied by an individual who acquired it in February 2026.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	918 TERRAZA MAR, SAN MARCOS, CA 92078-2826
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Feb 18, 2026	Intrafamily Transfer, Transfer · Construction Mortgage VAL CHRIS INVESTMENTS INC
Apr 12, 2018	Grant Deed, Transfer · ARM MUFG UNION BANK NA
Dec 4, 2017	Quit Claim Deed, Transfer Quitclaim
Dec 1, 2017	Quit Claim Deed, Transfer · Conventional Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2018 · Amount on File
Deed Sale	Apr 12, 2018 · Amount on File
Prior Sale	Nov 14, 2012 · Amount on File
Deed Document Number	2018146470
Last Transfer Date	Feb 5, 2026
Transfer Doc	0000044218
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	918 TERRAZA MAR, SAN MARCOS, CA 92078-2826
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 TERRAZA MAR, SAN MARCOS, CA 92078-2826

Mortgage

Document Number	0000460535
Date	Jun 24, 2021
Instrument	2021-0460535

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 18, 2026
Property Address	918 TERRAZA MAR, SAN MARCOS, CA 92078-2826
Document Number	0000044218
Map Reference	MAP 15872
Instrument Date	Feb 5, 2026
Instrument	2026-0044218
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 TERRAZA MAR, SAN MARCOS, CA 92078-2826

Mortgage

Document Number	0000044219
Date	Feb 18, 2026
Instrument	2026-0044219

Lender

Name	VAL CHRIS INVESTMENTS INC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 12, 2018
Property Address	918 TERRAZA MAR, SAN MARCOS, CA 92078-2826
Document Number	0000146470
Map Reference	FILE 2012-0380307
Instrument Date	Mar 12, 2018
Instrument	2018-0146470
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	918 TERRAZA MAR, SAN MARCOS, CA 92078-2826

Mortgage

Document Number	0000146471
Date	Apr 12, 2018
Instrument	2018-0146471

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	10.1%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 4, 2017
Property Address	918 TERRAZA MAR, SAN MARCOS, CA 92078-2826
Document Number	0000562853
Instrument Date	Nov 25, 2017
Instrument	562853
Transaction Type	Transfer
Record Updated	Dec 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	918 TERRAZA MAR SAN MARCOS CA 920782826, SAN MARCOS, CA 92078-2826

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 1, 2017
Property Address	918 TERRAZA MAR, SAN MARCOS, CA 92078-2826
Document Number	0000560612
Instrument Date	Nov 25, 2017
Instrument	560612
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	918 TERRAZA MAR SAN MARCOS CA 920782826, SAN MARCOS, CA 92078-2826

Mortgage

Document Number	560613
Date	Dec 1, 2017
Instrument	560613

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 918 Terraza Mar was $12,342.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,050,321 (+2%) Land $562,681 Building $487,640
2025	$12,342.00	$1,029,728 Land $551,649 Building $478,079
2023	$11,457.00 (+1.95%)	$989,744 Land $530,229 Building $459,515
2022	$11,238.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 918 Terraza Mar in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 918 Terraza Mar is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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