Union County property record for 918 T J Dr, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,132 sqft · built 2008 |
| Lot Size | 0.039 acres (1,699 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Jan 2023) |
| Tax Bill | $1,942 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-321-515 |
| Primary APN | 09-321-515 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,132 sqft Living Area |
| 1st Floor Area | 1,132 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 1,699 sqft (0.039 acres) |
| Porch | Slab |
| Porch Area | 81 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 918 T J DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | M-U-SU MON |
| Legal Description | #65 SOUTHWINDS TOWNHOMES OPCJ383/OPCK473/OPCK698 |
| Legal Subdivision | SOUTHWINDS |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 20501 |
918 T J Dr, a rural home, is owned and occupied by an individual who bought it in January 2023.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 918 T J DR, MONROE, NC 28112-7761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| May 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 4, 2019 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2023 · Amount on File |
| Deed Sale | Jan 12, 2023 · Amount on File |
| Prior Sale | Jan 4, 2019 · Amount on File |
| Deed Document Number | 2023879 |
| Deed Book / Page | 8639 / 376 |
| Prior Transfer Date | Feb 22, 2008 |
| Prior Transfer Doc | 0004886045 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 12, 2023 |
| Property Address | 918 T J DR, MONROE, NC 28112-7761 |
| Document Number | 0008639376 |
| Book / Page | 8639 / 376 |
| Map Reference | CAB K FILE 698 |
| Instrument Date | Jan 12, 2023 |
| Instrument | 879 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3103 WESLDGE DR #131131, 131131, CHARLOTTE, NC 28226 |
| Name | Verified Name |
|---|---|
| Address | 918 T J DR, MONROE, NC 28112-7761 |
| Document Number | 0008639378 |
|---|---|
| Date | Jan 12, 2023 |
| Book Page | 8639/378 |
| Instrument | 880 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.7% |
| Type Change Date | Feb 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.7% |
| Max Rate At Change | 7.7% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 918 T J DR, MONROE, NC 28112-7761 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 7660578 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 7660/578 |
| Instrument | 15510 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 4, 2019 |
| Property Address | 918 T J DR, MONROE, NC 28112-7761 |
| Document Number | 0007294272 |
| Book / Page | 7294 / 272 |
| Map Reference | MB 05021 PG 0266 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 0000237 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 918 T J DR # 20, 918, MONROE, NC 28112-7761 |
| Name | Verified Name |
|---|---|
| Address | 918 T J DR # 20, 20, MONROE, NC 28112-7761 |
| Document Number | 0000000238 |
|---|---|
| Date | Jan 4, 2019 |
| Instrument | 0000238 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
The 2025 property tax bill for 918 T J Dr was $1,942.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,200 (-) Land $48,300 Building $173,900 | $222,200 (-) Land $48,300 Building $173,900 | |
| 2025 | $1,942.00 | $222,200 Land $48,300 Building $173,900 | $222,200 Land $48,300 Building $173,900 |
| 2023 | $1,512.00 | $138,700 Land $29,300 Building $109,400 | $138,700 Land $29,300 Building $109,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 918 T J Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 918 T J Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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