918 Saugatucket Rd, Wakefield, RI 02879 Property Records

South Kingstown Town property record for 918 Saugatucket Rd, Wakefield, RI 02879

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,664 sqft · built 2004
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$655,000 (Feb 2026)
Tax Bill	$4,564 (2025)
Deeds & Mortgages	Nov 2024 Line of Credit Nov 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-50-0593-49`

Property Details

APN / Parcel Number

Primary APN	`R-50-0593-49`
Alternative APNs	`SKIN P:041-1 L:000028` `P:041=1 L:000028`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,664 sqft Living Area
Gross Area	3,412 sqft
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-50-0593-49
Street Address	918 SAUGATUCKET RD
City	WAKEFIELD
State	RI
Zip	02879-2146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Lot Number	28
Jurisdiction	SOUTH KINGSTOWN RI
Township / Civil Division	SOUTH KINGSTOWN
Census Block Group	1
Census Block	1002
Census Tract	51201

Owner

Source: South Kingstown Town assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	531 GREEN END AVE, MIDDLETOWN, RI 02842-5623
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 20, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 25, 2026	Warranty Deed, Transfer EMBRACE HOME LOANS INC
Jul 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Jul 22, 2016 · Amount on Record
Deed Document Number	202642582
Deed Book / Page	1926 / 579
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	918 SAUGATUCKET RD, SOUTH KINGSTOWN, RI 02879-2146
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001893-300
Date	Nov 20, 2024
Book Page	1893/300
Instrument	35920

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	918 SAUGATUCKET RD, SOUTH KINGSTOWN, RI 02879-2146
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001893-300
Date	Nov 20, 2024
Book Page	1893/300
Instrument	35920

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SOUTH KINGSTOWN RI
Recording Date	Feb 25, 2026
Property Address	918 SAUGATUCKET RD, SOUTH KINGSTOWN, RI 02879-2146
Document Number	001926-579
Book / Page	1926 / 579
Instrument Date	Feb 20, 2026
Instrument	42582
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	531 GREEN END AVE, MIDDLETOWN, RI 02842-5623

Mortgage

Document Number	0000042583
Date	Feb 25, 2026
Instrument	42583

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	918 SAUGATUCKET RD, SOUTH KINGSTOWN, RI 02879-2146
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1749-464
Date	Jul 16, 2020
Book Page	1749/464
Instrument	7310

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: South Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	South Kingstown Town
Unified School District	South Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,564.00 (-1.17%)	$510,500 (+22.16%) Land $183,900 Building $326,600
2023	$4,618.00 (+0.92%)	$417,900 (-) Land $141,300 Building $276,600
2022	$4,576.00	$417,900 Land $141,300 Building $276,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2005–2021)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER WAKEFIELD RHODE ISLAND INC private · serves 21,225 people · EPA ID RI1615624
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023 E. coli resolved · Aug 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile USA.

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