918 Saint Thomas Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 918 Saint Thomas Ave, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,102 sqft · built 1950
Lot Size	0.17 acres (7,620 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jun 2020)
Tax Bill	$2,254 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34.180.6970`

Property Details

APN / Parcel Number

Primary APN	`34.180.6970`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,102 sqft Living Area
1st Floor Area	816 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Unfinished Basement	816 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,620 sqft (0.17 acres)
Lot Dimensions	127 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	352 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	918 SAINT THOMAS AVE
City	ALBERT LEA
State	MN
Zip	56007-3746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOME ADDITION LOT-007 BLOCK-034 LOT 7 BLK 34 HOME ADDITION
Legal Subdivision	HOME ADDITION
Legal Block	34
Legal Lot Number	7
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	2
Census Block	2002
Census Tract	180500

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	918 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage US BANK NA
Oct 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MTG & EQUITY CONSULT
Jun 29, 2020	Warranty Deed, Transfer · FHA Mortgage US BANK NA
Oct 6, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2020 · Amount on File
Deed Sale	Jun 29, 2020 · Amount on File
Prior Sale	Oct 6, 2017 · Amount on File
Deed Document Number	2020V1111787
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	918 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3746
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000T116482
Date	Jul 2, 2020
Instrument	T116482

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	918 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3746
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T115162
Date	Oct 13, 2017
Instrument	T115162

Lender

Name	AMERICAN MTG & EQUITY CONSULT
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Jun 29, 2020
Property Address	918 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3746
Document Number	CRV1111787
Instrument Date	Jun 29, 2020
Instrument	CRV1111787
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 BARNEY ST, 312, OWATONNA, MN 55060-3861

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3746

Mortgage

Document Number	000T116481
Date	Jul 2, 2020
Instrument	T116481

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Oct 6, 2017
Property Address	918 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3746
Document Number	CRV732673
Instrument Date	Oct 6, 2017
Instrument	CRV732673
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	480 CENTER AVE S, 480, GLENVILLE, MN 56036-9670

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3746

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,254.00 Homeowner's exemption	$155,900 (+24.12%) Land $25,200 Building $130,700	$155,900 (+24.12%) Land $25,200 Building $130,700
2025	$2,254.00 (+43.93%)
2023	$1,566.00 (+64.5%) Homeowner's exemption	$125,600 Land $10,100 Building $115,500	$125,600 Land $10,100 Building $115,500
2020	$952.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	May 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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