918 S Crest Rd, Chattanooga, TN 37404 Property Records

Hamilton County property record for 918 S Crest Rd, Chattanooga, TN 37404

Property Summary

Property Type	Duplex
Details	3 ba · 2,178 sqft · built 1972
Lot Size	0.22 acres (9,613 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Nov 2022)
Tax Bill	$1,629 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168N H 001.01`

Property Details

APN / Parcel Number

Primary APN	`168N H 001.01`
Alternative APN	`0000112027`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,178 sqft Total Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1980
Architectural Style	Duplex Single
Exterior Material	Brick
Roof Type	Mansard
Roof Material	Shingle
Lot Area	9,613 sqft (0.22 acres)
Lot Dimensions	196 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000112027
Street Address	918 S CREST RD
City	CHATTANOOGA
State	TN
Zip	37404-5979
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 2 G P CLOSE DB879 PG441
Legal Subdivision	CLOSE G P
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	6
Census Block	6015
Census Tract	11800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

918 S Crest Rd, a duplex, is owned by an individual who bought it in November 2022.

Source: Hamilton County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	505 CHURCH ST, 308, NASHVILLE, TN 37219-2525
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage MY CITY HOME LOANS INC
Nov 2, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 7, 2017	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2022 · Amount on File
Deed Sale	Nov 2, 2022 · Amount on File
Prior Sale	Sep 7, 2017 · Amount on File
Deed Document Number	202290
Deed Book / Page	13132 / 911
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	918 S CREST RD, CHATTANOOGA, TN 37404-5979
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	CHATTANOOGA TITLE-DOWNTOWN LLC, CHATTANOOGA TTL DOWNTOWN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 BRICKELL AVE 2510, 2510, MIAMI, FL 33131-3938

Mortgage

Document Number	0000000156
Date	Sep 19, 2025
Book Page	14049/696
Instrument	2025091900156

Lender

Name	MY CITY HOME LOANS INC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 2, 2022
Property Address	918 S CREST RD, CHATTANOOGA, TN 37404-5979
Document Number	0000000090
Book / Page	13132 / 911
Map Reference	MB 879 PG 441
Instrument Date	Oct 31, 2022
Instrument	2022110200090
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FOOTHILLS TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,054.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 CHURCH STRDET #308 # 308, 308, NASHVILLE, TN 37218

Mortgage

Document Number	0131320914
Date	Nov 2, 2022
Instrument	13132-0914

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 7, 2017
Property Address	918 S CREST RD, CHATTANOOGA, TN 37404-5979
Document Number	0000000092
Book / Page	11148 / 945
Map Reference	MB879 PG441
Instrument Date	Aug 31, 2017
Instrument	2017090700092
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	REALTY CENTER TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 DELRAY AVE, CHATTANOOGA, TN 37405-1304

Mortgage

Document Number	0000000093
Date	Sep 7, 2017
Instrument	2017090700093

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 918 S Crest Rd was $1,629, up 23.9% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,629.00 (+23.88%)	$107,520 (+82.86%)	$268,800 (+82.86%) Land $50,000 Building $218,800
2024	$1,315.00 (-36.13%)	$58,800 (-)	$147,000 (-) Land $40,000 Building $107,000
2023	$2,059.00	$58,800	$147,000 Land $40,000 Building $107,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 918 S Crest Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 918 S Crest Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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