918 S 3rd St, Stilwell, OK 74960 Property Records

Adair County property record for 918 S 3rd St, Stilwell, OK 74960

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,116 sqft · built 1965
Lot Size	0.45 acres (19,629 sqft)
Owner	Individual Name on File
Last Sale	$69,000 (Aug 2017)
Tax Bill	$173 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10569`

Property Details

APN / Parcel Number

Primary APN	`10569`
Alternative APN	`0105-00-000-018-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft
Utility Area	572 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1993
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	19,629 sqft
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	126 sqft
Storage Building	572 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10569
Street Address	918 S 3RD ST
City	STILWELL
State	OK
Zip	74960-4840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 17 & 18 WORLEY-CLARK
Legal Subdivision	WORLEY-CLARK
Legal Lot Number	17,18
Jurisdiction	ADAIR OK
Township / Civil Division	STILWELL EAST
Census Block Group	2
Census Block	2012
Census Tract	376900

Owner

918 S 3rd St is owned and occupied by an individual who bought it in August 2017.

Source: Adair County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	918 S 3RD ST, STILWELL, OK 74960-4840
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 30, 2017	Warranty Deed, Transfer · Conventional Mortgage ARMSTRONG BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2017 · Amount on File
Deed Sale	Aug 30, 2017 · Amount on File
Prior Sale	Sep 14, 2009
Deed Document Number	20172086
Deed Book / Page	537 / 354
Prior Transfer Date	Aug 2, 2004
Prior Transfer Doc	0389000270
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Property Address	918 S 3RD ST, STILWELL, OK 74960-4840
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 S 3RD ST, STILWELL, OK 74960-4840

Mortgage

Document Number	000612/927
Date	Sep 29, 2023
Book Page	612/927
Instrument	I-2023-003037

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR OK
Recording Date	Aug 30, 2017
Property Address	918 S 3RD ST, STILWELL, OK 74960-4840
Document Number	000537/354
Book / Page	0537 / 354
Instrument Date	Aug 25, 2017
Instrument	2017-002086
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 S 3RD ST, STILWELL, OK 74960-4840

Mortgage

Document Number	2017002087
Date	Aug 30, 2017
Instrument	2017-002087

Lender

Name	ARMSTRONG BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 918 S 3rd St was $173 with a homeowner's exemption.

Source: Adair County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Adair County
Municipality	Stilwell City
Unified School District	Stilwell Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,386 (-) Land $836 Building $3,550	$36,550 (-44.64%) Land $6,965 Building $29,585
2025	$173.00 Homeowner's exemption	$4,386 (-) Land $824 Building $3,562	$66,025 (+5.32%) Land $12,400 Building $53,625
2024	$173.00 Homeowner's exemption	$4,386 (-) Land $867 Building $3,519	$62,692 (-) Land $12,400 Building $50,292
2023	$173.00 Homeowner's exemption	$4,386 Land $867 Building $3,519	$62,692 Land $12,400 Building $50,292

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 918 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 918 S 3rd St is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 79% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAIR CO RWD #2 serves 1,675 people · EPA ID OK3000105
Water Source	Purchased surface water from STILWELL
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
OzarksGo Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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