Washoe County property record for 918 Prospect Ave, Sparks, NV 89431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 922 sqft · built 1951 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Nov 2017) |
| Tax Bill | $576 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-441-21 |
| Primary APN | 027-441-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 922 sqft Living Area |
| Gross Area | 1,153 sqft |
| 1st Floor Area | 922 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,011 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Concrete/Metal Slab |
| Porch Area | 12 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 918 PROSPECT AVE |
|---|---|
| City | SPARKS |
| State | NV |
| Zip | 89431-3046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-6 |
| Legal Description | NORTHMORE PARK LT 7 BLK F |
| Legal Subdivision | NORTHMORE PARK SUB |
| Legal Block | F |
| Legal Lot Number | 7 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | SPARKS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 2802 |
Source: Washoe County records · APN 027-441-21
Assessment roll updated December 10, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 918 PROSPECT AVE, SPARKS, NV 89431-3046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Line of Credit GUILD MORTGAGE CO |
| Nov 30, 2017 | Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 30, 2017 · Amount on Record |
| Deed Sale | Nov 30, 2017 · Amount on Record |
| Prior Sale | Apr 23, 2015 · Amount on Record |
| Deed Document Number | 20174767638 |
| Prior Transfer Date | Aug 19, 1998 |
| Prior Transfer Doc | 0002246376 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 918 PROSPECT AVE, SPARKS, NV 89431-3046 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0005611684 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 5611684 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 16, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Nov 30, 2017 |
| Property Address | 918 PROSPECT AVE, SPARKS, NV 89431-3046 |
| Document Number | 0004767638 |
| Map Reference | FILE186229 MAP457 |
| Instrument Date | Nov 28, 2017 |
| Instrument | 4767638 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $799.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 918 PROSPECT AVE, SPARKS, NV 89431-3046 |
| Document Number | 0004767639 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 4767639 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
Source: Washoe County records · Assessment roll updated December 10, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Municipality | Sparks City |
| Unified School District | Washoe County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,334 (+5.22%) Land $33,600 Building $13,734 | ||
| 2025 | $576.00 (-14.03%) | $44,984 (+6.23%) Land $31,325 Building $13,659 | $128,526 (+6.23%) Land $89,500 Building $39,026 |
| 2023 | $670.00 | $42,346 Land $29,890 Building $12,456 | $120,989 (+58.91%) Land $85,400 Building $35,589 |
| 2021 | $76,137 Land $47,900 Building $28,237 |
Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1984–1986) |
| Most Recent Claim | Feb 1986 · Severe Storms & Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Net NV Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Wi-Fiber Fixed Wireless | 100 / 20 |
Based on FCC filings for 760 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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