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918 O'Brien Ave, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 918 O'Brien Ave, Schenectady, NY 12303 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,528 sqft · built 1955
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Tax Bill$5,193 (2025)
Deeds & MortgagesJan 2026 Mortgage
Apr 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN422800 59.10-11-15

Property Details

APN / Parcel Number

Primary APN422800 59.10-11-15
Alternative APN
  • 280005901000110150000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area1,528 sqft Living Area
1st Floor Area1,168 sqft
Upper Floors Area360 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1970
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions146 ft deep x 70 ft wide
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area450 sqft
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address918 OBRIEN AVE
CitySCHENECTADY
StateNY
Zip12303-3674
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR,G 1.5,FP,DM,FMRM,TLSH SENIOR AFFIDAVIT REQUIRED TOWER DEV #1-3/3.-197-15
Legal Block11
Legal Lot Number15.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3001
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.10-11-15

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address918 OBRIEN AVE, SCHENECTADY, NY 12303-3674
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Apr 23, 2021Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU
Dec 18, 2019Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU
Jul 21, 2020Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address918 OBRIEN AVE, SCHENECTADY, NY 12303-3674
Transaction TypeMortgage
Record UpdatedJan 30, 2026
Title CompanyUNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

NameVerified Name
Address918 OBRIEN AVE, SCHENECTADY, NY 12303-3674

Mortgage

Document Number0000001428
DateJan 21, 2026
Instrument202601428
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address918 OBRIEN AVE, SCHENECTADY, NY 12303-3674
Transaction TypeMortgage
Record UpdatedMay 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address918 OBRIEN AVE, SCHENECTADY, NY 12303-3674

Mortgage

Document Number0000018539
DateApr 23, 2021
Book Page5093/323
Instrument202118539
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 21, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address918 OBRIEN AVE, SCHENECTADY, NY 12303-3674
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000055778
DateDec 18, 2019
Book Page4960/666
Instrument201955778
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueDec 06, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address918 OBRIEN AVE, SCHENECTADY, NY 12303-3674
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020788
DateJul 21, 2020
Book Page5005/119
Instrument202020788
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 09, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,193.00$142,000 (-) Land $10,800 Building $131,200$218,500 (+16.97%) Land $16,618 Building $201,882
2023$142,000 Land $10,800 Building $131,200$186,800 Land $14,207 Building $172,593

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930329023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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