918 N Central Dr, Lorain, OH 44052 Property Records

Lorain County property record for 918 N Central Dr, Lorain, OH 44052

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,708 sqft · built 1900
Lot Size	0.117 acres (5,115 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Aug 2021)
Tax Bill	$1,295 (2025)
Deeds & Mortgages	Aug 2021 Sale Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-01-006-158-016`

Property Details

APN / Parcel Number

Primary APN	`02-01-006-158-016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,708 sqft Living Area
1st Floor Area	876 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,115 sqft (0.117 acres)
Lot Dimensions	139 ft deep x 36 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	918 N CENTRAL DR
City	LORAIN
State	OH
Zip	44052-4947
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	CENTERAL PARK HOMES 36.80 X 139.00
Legal Subdivision	CENTERAL PARK HOMES
Legal Tract	01
Legal Block	158
Legal Lot Number	14
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2009
Census Tract	23300

Owner

918 N Central Dr, a duplex, is owned by an individual who bought it in August 2021.

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	918 N CENTRAL DR, 920, LORAIN, OH 44052-4947
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Warranty Deed, Transfer OHIO REAL TITLE
Feb 14, 2020	Quit Claim Deed, Transfer FINANCE OF AMERICA COM'L LLC
Jul 19, 2018	Trustee's Deed, Construction Loan · Construction Mortgage SECURED INV HIGH YIELD FUND II
Jan 17, 2017	Warranty Deed, Transfer LAND TITLE CORPORATION, LAKE TITLE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on File
Deed Sale	Aug 26, 2021 · Amount on File
Prior Sale	Jan 17, 2017 · Amount on File
Deed Document Number	2021836198
Prior Transfer Date	Jan 29, 2020
Prior Transfer Doc	0000749343
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 26, 2021
Property Address	920 N CENTRAL DR, LORAIN, OH 44052-4947
Document Number	20210836198
Map Reference	VOL 20 PG 1-3
Instrument Date	Aug 18, 2021
Instrument	2021-0836198
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 E GREENVILLE DR, WEST COVINA, CA 91790-5134

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 14, 2020
Property Address	920 N CENTRAL DR, LORAIN, OH 44052-4947
Document Number	0000749343
Instrument Date	Jan 29, 2020
Instrument	749343
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 451391 KISSIMMEE FL 347451391, KISSIMMEE, FL 34745-1391

Mortgage

Document Number	749344
Date	Feb 14, 2020
Instrument	749344

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	6230 FAIRVIEW RD # 300, CHARLOTTE, NC 28210-3151

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 19, 2018
Property Address	920 N CENTRAL DR, LORAIN, OH 44052-4947
Instrument Date	Jul 16, 2018
Instrument	680328
Transaction Type	Construction Loan
Record Updated	Jul 31, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3417 WISTERIA CT VESTAVIA HILLS AL 352164692, VESTAVIA HILLS, AL 35216-4692

Mortgage

Document Number	0000680328
Date	Jul 19, 2018
Instrument	680328

Lender

Name	SECURED INV HIGH YIELD FUND II
Type	Bank
Address	COEUR D' ALENE, ID 83814

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 18, 2019

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 17, 2017
Property Address	920 N CENTRAL DR, LORAIN, OH 44052-4947
Document Number	0000615604
Instrument Date	Jan 14, 2017
Instrument	615604
Transaction Type	Transfer
Record Updated	May 25, 2017
Title Company	LAND TITLE CORPORATION, LAKE TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$64.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 36741 BIRMINGHAM AL 352366741, BIRMINGHAM, AL 35236-6741

Tax Assessment & Valuation

The 2025 property tax bill for 918 N Central Dr was $1,295, down 5% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,295.00 (-4.99%)
2024	$1,363.00 (+42.42%)	$32,260 (+78.07%) Land $6,300 Building $25,960	$92,170 (+78.07%) Land $18,000 Building $74,170
2023	$957.00	$18,116 Land $3,801 Building $14,315	$51,760 Land $10,860 Building $40,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 918 N Central Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 918 N Central Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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