918 N 37th St, Paducah, KY 42001 Property Records

McCracken County property record for 918 N 37th St, Paducah, KY 42001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,242 sqft · built 1943
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$198,500 (Apr 2026)
Tax Bill	$1,575 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`095-14-00-032`

Property Details

APN / Parcel Number

Primary APN	`095-14-00-032`
Alternative APNs	`105602` `138816`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,242 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Brick/Stone
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	138816
Street Address	918 N 37TH ST
City	PADUCAH
State	KY
Zip	42001-4610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16-36-4A 100 X 120 918 NORTH 37TH ST L2
Legal Subdivision	CHARLES E CLARK PROPERTY
Legal Lot Number	2
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	3
Census Block	3001
Census Tract	30800

Owner

918 N 37th St is owned and occupied by an individual who bought it in April 2026.

Source: McCracken County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	918 N 37TH ST, PADUCAH, KY 42001-4610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer · Conventional Mortgage U S BANK N A
Nov 3, 2025	Deed of Trust, Mortgage · Balloon Mortgage THE FERNANDEZ FAMILY TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Prior Sale	Oct 17, 2022 · Amount on File
Deed Document Number	2026844449
Deed Book / Page	1541 / 378
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCRACKEN KY
Recording Date	Apr 22, 2026
Property Address	918 N 37TH ST, PADUCAH, KY 42001-4610
Document Number	0000844449
Book / Page	1541 / 378
Instrument Date	Apr 15, 2026
Instrument	2026.844449
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,048.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 N 37TH ST, PADUCAH, KY 42001-4610

Mortgage

Document Number	0M1876/618,
Date	Apr 22, 2026
Book Page	1876/618
Instrument	2026.844449

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCRACKEN KY
Property Address	918 N 37TH ST, PADUCAH, KY 42001-4610
Transaction Type	Mortgage
Record Updated	Dec 26, 2025
Title Company	FRONTIER TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 N 37TH ST, PADUCAH, KY 42001-4610

Mortgage

Document Number	000MC2/819
Date	Nov 3, 2025
Book Page	MC2/819
Instrument	727490

Lender

Name	THE FERNANDEZ FAMILY TRUST
Type	Private Party
Address	4920 SOUTHSHORE DR, NEW PORT RICHEY, FL 34652

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 918 N 37th St was $1,575.

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Municipality	Paducah City
Unified School District	McCracken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,900 (-)	$179,900 (-)
2025	$1,575.00	$179,900	$179,900
2023	$1,599.00 (+6.39%)	$179,900 (+8.18%)	$179,900 (+8.18%)
2022	$1,503.00	$166,300	$166,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 918 N 37th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 918 N 37th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
PPS Fibernet Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Nearby Properties on N 37th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures