918 Livesay Dr, Cortez, CO 81321 Property Records

Montezuma County property record for 918 Livesay Dr, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,064 sqft · built 1959
Lot Size	0.184 acres (8,015 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Jun 2022)
Tax Bill	$1,018 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2021 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`R008234`

Property Details

APN / Parcel Number

Primary APN	`R008234`
Alternative APN	`561124336006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,064 sqft Total Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,015 sqft (0.184 acres)
Garage Area	231 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	R008234
Street Address	918 LIVESAY DR
City	CORTEZ
State	CO
Zip	81321-2546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUBDIVISION: PARADISE VILLAGE LOT: 6 BLOCK: 3 B589 P647 B602 P393 R/465149 R/474759 R/486227
Legal Subdivision	PARADISE VILLAGE
Legal Block	3
Legal Lot Number	6
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	2
Census Block	2027
Census Tract	969302

Owner

Source: Montezuma County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	918 LIVESAY DR, CORTEZ, CO 81321-2546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 11, 2008	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 22, 2026	Deed of Trust, Mortgage · SBA Mortgage HOMESFUND
Jan 22, 2026	Special Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC
Jan 24, 2024	Intrafamily Transfer, Transfer
Jan 24, 2024	Beneficiary Deed, Transfer
Nov 1, 2023	Beneficiary Deed, Transfer
Jun 17, 2022	Special Warranty Deed, Transfer
Jun 17, 2022	Intrafamily Transfer, Transfer
Jun 8, 2020	Intrafamily Transfer, Transfer
Feb 23, 2018	Intrafamily Transfer, Transfer · FHA Mortgage PARAMOUNT EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Prior Sale	Feb 23, 2018
Deed Document Number	2022645843
Last Transfer Date	Nov 1, 2023
Transfer Doc	0000653425
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	918 LIVESAY DR, CORTEZ, CO 81321-2546
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000630415
Date	Jul 13, 2020
Instrument	630415

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	918 LIVESAY DR, CORTEZ, CO 81321-2546
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000638260
Date	Jun 30, 2021
Instrument	638260

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	918 LIVESAY DR, CORTEZ, CO 81321-2546
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000553776
Date	Jan 11, 2008
Instrument	553776

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	266 Months
Due	Mar 1, 2030

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	918 LIVESAY DR, CORTEZ, CO 81321-2546
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 LIVESAY DR, CORTEZ, CO 81321-2546

Mortgage

Document Number	0000665418
Date	Jan 22, 2026
Instrument	665418

Lender

Name	HOMESFUND
Type	Mortgage Company
Address	DURANGO, CO 81302

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2056

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Jan 22, 2026
Property Address	918 LIVESAY DR, CORTEZ, CO 81321-2546
Document Number	0000665415
Map Reference	MB 8 PG 30
Instrument Date	Jan 22, 2026
Instrument	665415
Transaction Type	Transfer
Record Updated	Feb 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	918 LIVESAY DR, CORTEZ, CO 81321-2546

Mortgage

Document Number	0000665416
Date	Jan 22, 2026
Instrument	665416

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	0000665417
Date	Jan 22, 2026
Instrument	665417

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEZUMA CO
Recording Date	Jan 24, 2024
Property Address	918 LIVESAY DR, CORTEZ, CO 81321-2546
Document Number	0000654436
Map Reference	MB 8 PG 30
Instrument Date	Jan 23, 2024
Instrument	654436
Transaction Type	Transfer
Record Updated	Feb 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	918 LIVESAY DR, CORTEZ, CO 81321-2546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 LIVESAY DR, CORTEZ, CO 81321-2546

January 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Jan 24, 2024
Property Address	918 LIVESAY DR, CORTEZ, CO 81321-2546
Document Number	0000654437
Map Reference	MB 8 PG 30
Instrument Date	Jan 23, 2024
Instrument	654437
Transaction Type	Transfer
Record Updated	Feb 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	918 LIVESAY DR, CORTEZ, CO 81321-2546

November 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Nov 1, 2023
Property Address	918 LIVESAY DR, CORTEZ, CO 81321-2546
Document Number	0000653425
Map Reference	MB 8 PG 30
Instrument Date	Nov 1, 2023
Instrument	653425
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Jun 17, 2022
Property Address	918 LIVESAY DR, CORTEZ, CO 81321-2546
Document Number	0000645843
Map Reference	MB 8 PG 30
Instrument Date	Jun 17, 2022
Instrument	645843
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Tax	$23.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 LIVESAY DR, CORTEZ, CO 81321-2546

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEZUMA CO
Recording Date	Jun 17, 2022
Property Address	918 LIVESAY DR, CORTEZ, CO 81321-2546
Document Number	0000645842
Map Reference	MB 8 PG 30
Instrument Date	Jun 14, 2022
Instrument	645842
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 LIVESAY DR, CORTEZ, CO 81321-2546

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEZUMA CO
Recording Date	Jun 8, 2020
Property Address	918 LIVESAY DR, CORTEZ, CO 81321-2546
Document Number	0000629730
Map Reference	MB 8 PG 30
Instrument Date	Jun 8, 2020
Instrument	629730
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEZUMA CO
Recording Date	Feb 23, 2018
Property Address	918 LIVESAY DR, CORTEZ, CO 81321-2546
Document Number	0000615872
Map Reference	MB8 PG30
Instrument Date	Feb 15, 2018
Instrument	615872
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	918 LIVESAY DR, CORTEZ, CO 81321-2546

Mortgage

Document Number	0000615873
Date	Feb 23, 2018
Instrument	615873

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,018.00 (+41.19%)	$20,180 (+43.79%) Land $1,655 Building $18,525	$253,508 (+43.8%) Land $20,787 Building $232,721
2024	$721.00 (+9.91%)	$14,034 (-23.77%) Land $2,125 Building $11,909	$176,297 (-23.78%) Land $26,691 Building $149,606
2023	$656.00 (+26.15%)	$18,411 (+71.17%) Land $2,787 Building $15,624	$231,297 (+71.18%) Land $35,018 Building $196,279
2022	$520.00	$10,756 Land $1,273 Building $9,483	$135,122 Land $15,990 Building $119,132

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Choice Broadband Fixed Wireless	400 / 80
Nimbus Solutions Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CYAN Wireless, Farmers Telecommunications, Visionary Broadband.