Defiance County property record for 918 Karnes Ave, Defiance, OH 43512
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,606 sqft · built 1999 |
| Lot Size | 0.271 acres (11,787 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,700 (Mar 2021) |
| Tax Bill | $1,882 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B014154000300 |
| Primary APN | B014154000300 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,606 sqft Living Area |
| Gross Area | 3,082 sqft |
| 1st Floor Area | 1,276 sqft |
| Upper Floors Area | 330 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 11,787 sqft (0.271 acres) |
| Lot Dimensions | 142 ft deep x 83 ft wide |
| Garage Type | Attached - Unfinished |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 180 sqft |
| Patio Area | 54 sqft |
| Canopy | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 918 KARNES AVE |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-3018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KAHLOS FIRST ADD TO E DEF LOT 30 |
| Legal Subdivision | KAHLOS ADD 1 |
| Legal Lot Number | 30 |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | DEFIANCE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 958800 |
Source: Defiance County records, as of October 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6850 MILLER RD, BRECKSVILLE, OH 44141-3222 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Line of Credit P N C BANK NA |
| Mar 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2021 · Amount on Record |
| Deed Sale | Mar 23, 2021 · Amount on Record |
| Prior Sale | Sep 19, 1997 |
| Deed Document Number | 20211532 |
| Deed Book / Page | 436 / 2375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | May 18, 2026 |
| Property Address | 918 KARNES AVE, DEFIANCE, OH 43512-3018 |
| Document Number | 0000001723 |
| Book / Page | 481 / 1231 |
| Instrument Date | May 5, 2026 |
| Instrument | 20261723 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 918 KARNES AVE, DEFIANCE, OH 43512-3018 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001723, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 481/1231 |
| Instrument | 20261723 |
| Name | P N C BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 14, 2066 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Mar 23, 2021 |
| Property Address | 918 KARNES AVE, DEFIANCE, OH 43512-3018 |
| Document Number | 436/2375 |
| Book / Page | 436 / 2375 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 202100001532 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 918 KARNES AVE, DEFIANCE, OH 43512-3018 |
| Document Number | 00436/2377 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 436/2377 |
| Instrument | 202100001533 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Defiance County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Defiance Township |
| Municipality | Defiance City |
| Unified School District | Defiance City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,882.00 | $48,160 (-) Land $3,800 Building $44,360 | |
| 2024 | $1,882.00 (+1.18%) | $48,160 (-) Land $3,800 Building $44,360 | $137,600 (+%) Land $10,870 Building $126,730 |
| 2023 | $1,860.00 (+16.1%) | $48,160 (+29.08%) Land $3,800 Building $44,360 | $137,599 (+29.08%) Land $10,857 Building $126,742 |
| 2022 | $1,602.00 | $37,310 Land $3,800 Building $33,510 | |
| 2020 | $106,600 Land $10,870 Building $95,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEFIANCE CITY serves 16,494 people · EPA ID OH2000111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless · Fiber in parts of the area | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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