918 Hemsath Rd, Saint Charles, MO 63303 Property Records

St. Charles County property record for 918 Hemsath Rd, Saint Charles, MO 63303

Property Summary

Property Type	Condominium
Details	1,560 sqft · built 2005
Lot Size	0.03 acres (1,307 sqft)
Owner	Company Name on Record
Last Sale	$30,000 (Mar 2018)
Tax Bill	$2,803 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`T080800306`

Property Details

APN / Parcel Number

Primary APN	`T080800306`
Alternative APN	`3-0117-A319-C2-102A.0000000`

Interior

Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	1,307 sqft (0.03 acres)

Location & Zoning

Account Number	T080800306
Street Address	918 HEMSATH RD
City	SAINT CHARLES
State	MO
Zip	63303-5925
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HEMSATH RD CONDO PH 1 RESUB 102 BLDG 2C LOT 102A
Legal Subdivision	HEMSATH RD CONDO PH 1 RESUB
Legal Lot Number	102A
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	2
Census Block	2014
Census Tract	311001

Owner

Source: St. Charles County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3857 UTAH PL, SAINT LOUIS, MO 63116-4832
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Mar 20, 2018	Quit Claim Deed, Transfer · Line of Credit CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2018 · Amount on Record
Deed Sale	Mar 20, 2018 · Amount on Record
Prior Sale	Nov 29, 2007
Deed Document Number	2018147440
Deed Book / Page	6893 / 1415
Prior Transfer Date	Mar 7, 2018
Prior Transfer Doc	0000147440
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	918 HEMSATH RD, SAINT CHARLES, MO 63303-5925
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 HEMSATH RD, SAINT CHARLES, MO 63303-5925

Mortgage

Document Number	0000000791
Date	Jan 4, 2022
Instrument	2022R-000791

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 20, 2018
Property Address	918 HEMSATH RD, SAINT CHARLES, MO 63303-5925
Document Number	0068931415
Book / Page	006893 / 001415
Instrument Date	Mar 7, 2018
Instrument	147440
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	918 HEMSATH RD ST CHARLES MO 633035949, ST CHARLES, MO 63303-5949

Mortgage

Document Number	68931417
Date	Mar 20, 2018
Book Page	006893/001417
Instrument	147450

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,803.00 (-2.64%)	$44,929 (-)	$140,402 (-) Building $140,402
2024	$2,879.00
2023		$44,929
2022			$140,402 Building $140,402

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	20 (1979–1993)
Most Recent Claim	Jun 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jun 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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