918 Harbor Ave, Monroe, MI 48162 Property Records

Monroe County property record for 918 Harbor Ave, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 894 sqft · built 1947
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$92,600 (Nov 2019)
Tax Bill	$1,473 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`55-59-00439-001`

Property Details

APN / Parcel Number

Primary APN	`55-59-00439-001`
Alternative APN	`55 590 043 90`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	894 sqft Living Area
1st Floor Area	872 sqft
Basement Area	728 sqft
Finished Basement	420 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	160 ft deep x 43.5 ft wide
Terrain	Rolling
Garage Area	308 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Balcony Area	22 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	918 HARBOR AVE
City	MONROE
State	MI
Zip	48162-5602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	HARBORVIEW SUBDIVISION NORTH 3.5 FT OF LOT 145 AND SOUTH 40 FT OF LOT 146
Legal Subdivision	HARBORVIEW SUBDIVISION
Legal Lot Number	145-146
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3021
Census Tract	831700

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	918 HARBOR AVE, MONROE, MI 48162-5602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAND HOME FINANCIAL SVCS INC
Nov 5, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2019 · Amount on Record
Deed Sale	Nov 5, 2019 · Amount on Record
Prior Sale	Sep 18, 2001 · Amount on Record
Deed Document Number	2019246
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	918 HARBOR AVE, MONROE, MI 48162-5602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018907
Date	Oct 31, 2019
Instrument	2019R18907

Lender

Name	LAND HOME FINANCIAL SVCS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Nov 5, 2019
Property Address	918 HARBOR AVE, MONROE, MI 48162-5602
Document Number	2019R19246
Map Reference	LB 6 PG 39
Instrument Date	Oct 24, 2019
Instrument	2019R19246
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3938 MI STATE ROAD 151, 3938, ERIE, MI 48133-9800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 HUMPHREY ST, MONROE, MI 48161-2054

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,300 (+44.98%)	$130,600 (+44.98%)
2025	$1,473.00 (-17.71%) Homeowner's exemption
2023	$1,790.00 Homeowner's exemption	$45,040	$90,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber.

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