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918 Cunningham Dr, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 918 Cunningham Dr, Charlotte, NC 28208

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,014 sqft · built 1961
Lot Size0.218 acres (9,525 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Jun 2023)
Tax Bill$1,392 (2023)
Deeds & MortgagesApr 2024 Line of Credit
Jun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN071-133-14

Property Details

APN / Parcel Number

Primary APN071-133-14

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,014 sqft Heated Area
Gross Area1,064 sqft
1st Floor Area1,014 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area9,525 sqft (0.218 acres)
Patio Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number071-133-14
Street Address918 CUNNINGHAM DR
CityCHARLOTTE
StateNC
Zip28208-3418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionL14 BF M9 223 918 CUNNINGHAM D
Legal BlockF
Legal Lot Number14
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2016
Census Tract4500

Owner

Source: Mecklenburg County records, as of June 16, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2024Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK NA
Jun 6, 2023Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2023 · Amount on Record
Deed SaleJun 6, 2023 · Amount on Record
Deed Document Number2023053121
Deed Book / Page38171 / 548
Record UpdatedJun 7, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address918 CUNNINGHAM DR, CHARLOTTE, NC 28208-3418
Transaction TypeMortgage
Record UpdatedApr 15, 2024
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address918 CUNNINGHAM DR, CHARLOTTE, NC 28208-3418

Mortgage

Document Number0000028434
DateApr 1, 2024
Book Page38724/659
Instrument2024028434
Lender
NameSOUTH STATE BANK NA
TypeBank
Address1101 1ST ST S, WINTER HAVEN, FL 33880
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueMar 20, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 6, 2023
Property Address918 CUNNINGHAM DR, CHARLOTTE, NC 28208-3418
Document Number0000053121
Book / Page38171 / 548
Map ReferenceMB 9 PG 223
Instrument DateJun 6, 2023
Instrument2023053121
Transaction TypeTransfer
Record UpdatedJun 19, 2023
Title CompanyCARDINAL TITLE CENTER LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3137 MISTY HOLLOW CT, CHESAPEAKE, VA 23323-1045

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053122
DateJun 6, 2023
Instrument2023053122
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims14 (1980–2013)
Most Recent ClaimJul 2013 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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