918 Church St, Reading, PA 19601 Property Records

Berks County property record for 918 Church St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,547 sqft · built 1890
Lot Size	0.03 acres (1,307 sqft)
Owner	Company Name on File
Last Sale	$110,000 (Jan 2026)
Tax Bill	$722 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5307-51-85-0360`

Property Details

APN / Parcel Number

Primary APN	`5307-51-85-0360`
Alternative APNs	`14-5307-51-85-0360` `14314075` `314075`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,547 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14314075
Street Address	918 CHURCH ST
City	READING
State	PA
Zip	19601-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	85
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2002
Census Tract	400

Owner

Source: Berks County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	4 PARK LN, READING, PA 19606-1469
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LLC
Jul 14, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 16, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Nov 14, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 15, 2026	Deed, Transfer · Commercial Mortgage PRIME FUNDING GROUP LLC
Jan 16, 2018	Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2026 · Amount on File
Deed Sale	Jan 15, 2026 · Amount on File
Prior Sale	Jan 16, 2018 · Amount on File
Deed Document Number	20261560
Prior Transfer Date	Dec 22, 2016
Prior Transfer Doc	0000046856
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Jul 1, 2026
Property Address	918 CHURCH ST, READING, PA 19601-1807
Document Number	0000021126
Instrument Date	Jun 29, 2026
Instrument	202621126
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	4 PARK LN, READING, PA 19606-1469

Mortgage

Document Number	0000021126,
Date	Jul 1, 2026
Instrument	202621126

Lender

Name	CAPITAL LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	918 CHURCH ST, READING, PA 19601-1807
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 CHURCH ST, READING, PA 19601-1807

Mortgage

Document Number	0000035036
Date	Jul 14, 2021
Instrument	2021035036

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	319 Months
Due	Feb 1, 2048

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	918 CHURCH ST, READING, PA 19601-1807
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MODIFICATIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 CHURCH ST, READING, PA 19601-1807

Mortgage

Document Number	0000024744
Date	Jun 16, 2022
Instrument	2022024744

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	308 Months
Due	Feb 1, 2048

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	918 CHURCH ST, READING, PA 19601-1807
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 CHURCH ST, READING, PA 19601-1807

Mortgage

Document Number	0000033496
Date	Nov 14, 2023
Instrument	2023033496

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	291 Months
Due	Feb 1, 2048

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jan 15, 2026
Property Address	918 CHURCH ST, READING, PA 19601-1807
Document Number	0000001560
Instrument Date	Jan 15, 2026
Instrument	2026001560
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	UNKNOWN, YOUR HOME STLMT SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 PARK LN, READING, PA 19606-1469

Mortgage

Document Number	0000001561
Date	Jan 15, 2026
Instrument	2026001561

Lender

Name	PRIME FUNDING GROUP LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	14 Months
Due	Mar 1, 2027

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jan 16, 2018
Property Address	918 CHURCH ST, READING, PA 19601-1807
Document Number	0000001679
Instrument Date	Jan 3, 2018
Instrument	2018001679
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$699.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 CHURCH ST, READING, PA 19601-1807

Mortgage

Document Number	0000001680
Date	Jan 16, 2018
Instrument	2018001680

Lender

Name	FLANAGAN STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$722.00 (+4.03%)	$25,600 (-) Land $7,200 Building $18,400	$7,200 (-71.88%) Land $7,200
2025	$694.00 (+2.51%)	$25,600 (-) Land $7,200 Building $18,400
2024	$677.00	$25,600 Land $7,200 Building $18,400
1994			$25,600 Land $7,200 Building $18,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 939 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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