Bay County property record for 918 Cherry St, #1-2, Panama City, FL 32401
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 1,911 sqft · built 1955 |
| Lot Size | 0.123 acres (5,357 sqft) |
| Owner | Company Name on Record |
| Last Sale | $175,000 (Aug 2021) |
| Tax Bill | $426 (2025) |
| Deeds & Mortgages | Aug 2021 Sale May 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20988-000-000 |
| Primary APN | 20988-000-000 |
|---|
| Total Rooms | 1 Room |
|---|---|
| Stories | 1 Story |
| Building Area | 1,911 sqft Total Area |
| 1st Floor Area | 1,911 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Wood Truss |
| Roof Material | Composition Shingle |
| Lot Area | 5,357 sqft (0.123 acres) |
| Lot Dimensions | 108 ft deep x 50 ft wide |
| Cooling System | Window A/C |
|---|
| Street Address | 918 CHERRY ST, 1/2 |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3858 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | PC09 |
| Legal Description | SUDDUTHS 2ND ADD BEG 100.48 W & 100 S OF SW COR CHERRY & BONITA S 50 E 108.1 N 50 W 108.1 TO BEG PT LOTS 7,8,9 ORB 4445 P 422 BLK 54 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 16 |
| Legal Subdivision | SUDDUTHS 2ND ADD |
| Legal Block | 54 |
| Legal Lot Number | 8 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 1900 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 416 S BONITA AVE, PANAMA CITY, FL 32401-3964 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 9, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| May 8, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2021 · Amount on Record |
| Deed Sale | Aug 9, 2021 · Amount on Record |
| Prior Sale | Jan 1, 2016 · Amount on Record |
| Deed Document Number | 202161094 |
| Deed Book / Page | 4445 / 422 |
| Prior Transfer Date | Mar 23, 2018 |
| Prior Transfer Doc | 0040060431 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 9, 2021 |
| Property Address | 918 CHERRY ST # 1-2, 1-2, PANAMA CITY, FL 32401-3858 |
| Document Number | 0044450422 |
| Book / Page | 4445 / 422 |
| Map Reference | MB 1 PG 58 |
| Instrument Date | Aug 9, 2021 |
| Instrument | 2021061094 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 803 S GREEN ST, 803, THOMASTON, GA 30286-4613 |
| Name | Verified Name |
|---|---|
| Address | 416 S BONITA AVE, PANAMA CITY, FL 32401-3964 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 8, 2018 |
| Property Address | 918 CHERRY ST # 1-2, 1-2, PANAMA CITY, FL 32401-3858 |
| Document Number | 0040060431 |
| Book / Page | 004006 / 000431 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 27185 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $426.00 (-3.4%) | $27,000 (-) Land $27,000 | $27,000 (-) Land $27,000 |
| 2024 | $441.00 (-25.88%) | ||
| 2023 | $595.00 (+12.26%) | $27,000 (+25%) Land $27,000 | $27,000 (+25%) Land $27,000 |
| 2022 | $530.00 | $21,600 Land $21,600 | $21,600 Land $21,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 40 (1994–2021) |
| Claims Outside the SFHA | 25 of 40 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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