Madison County and DeRuyter Town property record for 918 Carpenter Rd, Georgetown, NY 13072 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,044 sqft · built 1989 |
| Lot Size | 92.1 acres (4,012,747 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Jul 2020) |
| Tax Bill | $4,044 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jul 2020 Sale & Mortgage |
| APN | 252489 207.-1-39 |
| Primary APN | 252489 207.-1-39 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| 1st Floor Area | 696 sqft |
| Upper Floors Area | 348 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,012,747 sqft (92.1 acres) |
| Porch | Patio |
| Porch Area | 288 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 436.1 |
|---|---|
| Street Address | 918 CARPENTER RD |
| City | GEORGETOWN |
| State | NY |
| Zip | 13072-3132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 39.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | DERUYTER |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 30800 |
Source: Madison County and DeRuyter Town records · APN 252489 207.-1-39
Assessment roll updated April 17, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 918 CARPENTER RD, GEORGETOWN, NY 13072-3132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · Line of Credit AMERICU CU |
| Jul 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 16, 2020 · Amount on Record |
| Deed Sale | Jul 16, 2020 · Amount on Record |
| Prior Sale | Nov 13, 2015 · Amount on Record |
| Deed Document Number | 20203444 |
| Prior Transfer Date | Feb 14, 2003 |
| Prior Transfer Doc | 1255000047 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 918 CARPENTER RD, GEORGETOWN, NY 13072-3132 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000537 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 2025-4537 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Jul 16, 2020 |
| Property Address | 918 CARPENTER RD, GEORGETOWN, NY 13072-3132 |
| Document Number | 0000003444 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 3444 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 116 DE RUYTER NY 130520116, DE RUYTER, NY 13052-0116 |
| Document Number | 3445 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 3445 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2050 |
Source: Madison County and DeRuyter Town records · Assessment roll updated April 17, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| County Subdivision | DeRuyter Town |
| Unified School District | DeRuyter Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,044.00 | $107,000 (-) Land $63,400 Building $43,600 | $196,872 (+20.97%) Land $116,651 Building $80,221 |
| 2023 | $107,000 Land $63,400 Building $43,600 | $162,738 Land $96,426 Building $66,312 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360530308003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1981–2006) |
| Most Recent Claim | Jun 2006, rainfall accumulation, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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