918 Ardsley Rd, Charlotte, NC 28207 Property Records

Mecklenburg County property record for 918 Ardsley Rd, Charlotte, NC 28207

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,493 sqft · built 1951
Lot Size0.523 acres (22,790 sqft)
OwnerIndividual Name on Record
Last Sale$310,000 (Oct 1987)
Tax Bill$18,241 (2023)
Deeds & MortgagesOct 2022 Line of Credit
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN155-043-03

Property Details

APN / Parcel Number

Primary APN155-043-03

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,493 sqft Heated Area
Gross Area2,666 sqft
1st Floor Area2,225 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialTile
Lot Area22,790 sqft (0.523 acres)
Garage Area912 sqft
PorchPorch
Porch Area189 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number155-043-03
Street Address918 ARDSLEY RD
CityCHARLOTTE
StateNC
Zip28207-1814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL17 B4 M230-126
Legal SubdivisionMYERS PARK
Legal Block4
Legal Lot Number17
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2012
Census Tract2701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Myers Park Historic District
listed 1987 · 678 contributing resources · NRIS 87000655

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address918 ARDSLEY RD, CHARLOTTE, NC 28207-1814
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2022Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK NA
May 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
UWHARRIE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 1987 · Amount on Record
Deed SaleOct 9, 1987 · Amount on Record
Deed Document Number0005617996
Record UpdatedJun 7, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address918 ARDSLEY RD, CHARLOTTE, NC 28207-1814
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyAEG

Transferred To (Grantee/Buyer)

NameVerified Name
Address918 ARDSLEY RD, CHARLOTTE, NC 28207-1814

Mortgage

Document Number0000138245
DateOct 3, 2022
Book Page37689/36
Instrument2022138245
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressWINTER HAVEN, FL 33880
Agreement
TypeLine of Credit
AmountAmount Recorded
Term118 Months
DueAug 20, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address918 ARDSLEY RD, CHARLOTTE, NC 28207-1814
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000067207
DateMay 12, 2020
Book Page34564/557
Instrument2020067207
Lender
NameUWHARRIE BANK
TypeBank
AddressALBEMARLE, NC 28001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1979–1997)
Claims Outside the SFHA6 of 8
Most Recent ClaimJul 1997 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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