Oakland County property record for 918 Alberta St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1936 |
| Lot Size | 0.117 acres (5,097 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $253,000 (May 2025) |
| Tax Bill | $3,749 (2025) |
| Deeds & Mortgages | May 2025 Sale & Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-33-427-009 |
| Primary APN | 24-25-33-427-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,097 sqft (0.117 acres) |
| Lot Dimensions | 145 ft deep x 35 ft wide |
| Porch | Slab |
| Porch Area | 43 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 918 ALBERTA ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 33 MAPLE RIDGE SUB W 1/2 OF LOT 57 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 33 |
| Legal Subdivision | MAPLE RIDGE SUB |
| Legal Lot Number | 57 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 173400 |
Source: Oakland County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1705 E 4TH ST, ROYAL OAK, MI 48067-3913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| May 9, 2025 | Warranty Deed, Transfer · Conventional Mortgage KAYE FINANCIAL CORP |
| May 7, 2019 | Warranty Deed, Transfer · Conventional with PMI JG WENTWORTH HM LNDG |
| Jan 11, 2019 | Warranty Deed, Transfer MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2025 · Amount on Record |
| Deed Sale | May 9, 2025 · Amount on Record |
| Prior Sale | May 7, 2019 · Amount on Record |
| Deed Document Number | 202556240 |
| Deed Book / Page | 60191 / 494 |
| Prior Transfer Date | Oct 22, 2007 |
| Prior Transfer Doc | 0000234608 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 9, 2025 |
| Property Address | 918 ALBERTA ST, FERNDALE, MI 48220-1627 |
| Document Number | 0000056240 |
| Book / Page | 60191 / 494 |
| Instrument Date | Apr 25, 2025 |
| Instrument | 56240 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | CAPITAL TITLE INS AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,897.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 918 ALBERTA ST, FERNDALE, MI 48220-1627 |
| Name | Verified Name |
|---|---|
| Address | 1705 E 4TH ST, ROYAL OAK, MI 48067-3913 |
| Document Number | 0060164724 |
|---|---|
| Date | May 9, 2025 |
| Instrument | 60164/724 |
| Name | KAYE FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 7, 2019 |
| Property Address | 918 ALBERTA ST, FERNDALE, MI 48220-1627 |
| Document Number | 0000070753 |
| Book / Page | 052802 / 000600 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 70753 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2019 |
| Title Company | MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,539.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 918 ALBERTA ST FERNDALE MI 482201627, FERNDALE, MI 48220-1627 |
| Document Number | 66332 |
|---|---|
| Date | May 7, 2019 |
| Book Page | 052778/000107 |
| Instrument | 66332 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 6, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 11, 2019 |
| Property Address | 918 ALBERTA ST, FERNDALE, MI 48220-1627 |
| Document Number | 0000006507 |
| Book / Page | 052503 / 000191 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 6507 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $817.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6755 DALY RD WEST BLOOMFIELD MI 483223419, WEST BLOOMFIELD, MI 48322-3419 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,749.00 (-2.67%) Homeowner's exemption | $93,920 (+12.38%) | $187,840 (+12.38%) |
| 2024 | $3,852.00 (+5.94%) | ||
| 2023 | $83,570 | $167,140 | |
| 2021 | $3,636.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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