9178 Pato Ln, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 9178 Pato Ln, Atascadero, CA 93422

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,733 sqft · built 2014
Lot Size	0.091 acres (3,971 sqft)
Owner	Individual Name on File
Last Sale	$615,000 (Aug 2026)
Tax Bill	$6,912 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`045-334-006`

Property Details

APN / Parcel Number

Primary APN	`045-334-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,733 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	3,971 sqft (0.091 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	9178 PATO LN
City	ATASCADERO
State	CA
Zip	93422-6058
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MF10
Legal Description	CY ATAS TR 2626 UNIT 232 & PTN LT HOA-4
Legal Subdivision	TRACT 2626 UN 232
Legal Tract	2626
Legal Block	2
Legal Lot Number	HOA-4
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	2
Census Block	2013
Census Tract	12503

Owner

9178 Pato Ln, a condominium, is owned and occupied by an individual who bought it in August 2026.

Source: San Luis Obispo County records, as of August 26, 2026

Owner of Record	Individual Name on File
Mailing Address	9178 PATO LN, ATASCADERO, CA 93422-6058
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed, Transfer FIDELITY NATIONAL TITLE
Aug 13, 2026	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Nov 6, 2025	Intrafamily Transfer, Transfer
Aug 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage RECOVO MORTGAGE MANAGEMENT LLC
Jul 29, 2019	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2026 · Amount on File
Deed Sale	Aug 13, 2026 · Amount on File
Prior Sale	Jul 29, 2019 · Amount on File
Deed Document Number	202625946
Prior Transfer Date	Aug 22, 2012
Prior Transfer Doc	0000047636
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 13, 2026
Property Address	9178 PATO LN, ATASCADERO, CA 93422-6058
Document Number	0000025947
Instrument Date	Aug 11, 2026
Instrument	202625947
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	9178 PATO LN, ATASCADERO, CA 93422-6058

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 13, 2026
Property Address	9178 PATO LN, ATASCADERO, CA 93422-6058
Document Number	0000025946
Instrument Date	Jul 15, 2026
Instrument	202625946
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68,326.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	9178 PATO LN, ATASCADERO, CA 93422-6058

Mortgage

Document Number	0000025948,
Date	Aug 13, 2026
Instrument	202625948

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 6, 2025
Property Address	9178 PATO LN, ATASCADERO, CA 93422-6058
Document Number	0000034136
Map Reference	MB 28 PG 8-32
Instrument Date	Oct 18, 2025
Instrument	2025034136
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 WINDSHORE WAY, OXNARD, CA 93035-1402

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	9178 PATO LN, ATASCADERO, CA 93422-6058
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036243
Date	Aug 31, 2018
Instrument	2018036243

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	9178 PATO LN, ATASCADERO, CA 93422-6058
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1703 LEAFWOOD DR, MONROVIA, CA 91016-3843

Mortgage

Document Number	0000068011
Date	Nov 20, 2020
Instrument	2020068011

Lender

Name	RECOVO MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	IRVING, TX 75038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 29, 2019
Property Address	9178 PATO LN, ATASCADERO, CA 93422-6058
Document Number	0000030378
Map Reference	MB 28 PG 8-32
Instrument Date	May 21, 2019
Instrument	2019030378
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9178 PATO LN, ATASCADERO, CA 93422-6058

Mortgage

Document Number	0000030379
Date	Jul 29, 2019
Instrument	2019030379

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 9178 Pato Ln was $6,912.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$479,668 (+2%) Land $172,902 Building $306,766
2025	$6,912.00	$470,263 Land $169,512 Building $300,751
2023	$5,936.00 (+1.68%)	$452,004 Land $162,931 Building $289,073
2022	$5,838.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9178 Pato Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1997–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9178 Pato Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ranch Wifi.

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