9178 N Bray Rd, Clio, MI 48420 Property Records

Genesee County property record for 9178 N Bray Rd, Clio, MI 48420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1957
Lot Size	0.261 acres (11,369 sqft)
Owner	Individual Name on Record
Last Sale	$147,000 (Dec 2023)
Tax Bill	$2,231 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17-33-551-007`

Property Details

APN / Parcel Number

Primary APN	`17-33-551-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Lot Area	11,369 sqft (0.261 acres)
Lot Dimensions	115 ft deep x 99 ft wide
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9178 N BRAY RD
City	CLIO
State	MI
Zip	48420-9766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Description	LOT 11 AND N 1/2 OF LOT 12 LAWNDALE SUB
Legal Subdivision	LAWNDALE SUB
Legal Lot Number	11-12
Jurisdiction	GENESEE MI
Township / Civil Division	THETFORD
Census Block Group	2
Census Block	2006
Census Tract	12503

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9178 N BRAY RD, CLIO, MI 48420-9766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Warranty Deed, Transfer · USDA Mortgage USDA
Nov 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2023 · Amount on Record
Deed Sale	Dec 12, 2023 · Amount on Record
Deed Document Number	202362484
Prior Transfer Date	Oct 2, 2017
Prior Transfer Doc	0000070495
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 12, 2023
Property Address	9178 N BRAY RD, CLIO, MI 48420-9766
Document Number	0000062484
Map Reference	LB 25 PG 54
Instrument Date	Dec 11, 2023
Instrument	202312120062484
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,102.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9178 N BRAY RD, CLIO, MI 48420-9766

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7363 JOUBRAN DR, GENESEE, MI 48437-7745

Mortgage

Document Number	0000062485
Date	Dec 12, 2023
Instrument	202312120062485

Lender

Name	USDA
Type	Government Agency
Address	66889

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	456 Months
Due	Dec 11, 2061

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 8, 2017
Property Address	9178 N BRAY RD, CLIO, MI 48420-9766
Document Number	0000070495
Instrument Date	Aug 28, 2017
Instrument	70495
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	9178 N BRAY RD CLIO MI 484209766, CLIO, MI 48420-9766

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Thetford Township
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,700 (+2.46%) Land $8,700 Building $58,000	$133,400 (+2.46%) Land $17,400 Building $116,000
2025	$2,231.00 (+1.59%) Homeowner's exemption	$65,100 (+5.34%)	$130,200 (+5.34%)
2024	$2,196.00 (+93.14%)
2023		$61,800	$123,600
2022	$1,137.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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